Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68052)

So quick emails and updates

5
So quick emails and update very good service Reviewed on: 6th March 2026

Great choice of provider

5
My application was easy, quick and pleased to hear from Zopa before being approved. It’s been easy process and I get updates and offers keeping me informed and what deals are on offer. Reviewed on: 6th March 2026

Zopa has given me the opportunity and the chance to...

5
Zopa has given me the opportunity and the chance to sort out my debt and have been understanding and helpful when I need to make decisions about my finances. Reviewed on: 6th March 2026

Prompt and Clear Communications

5
Prompt responses and clear information given. Used App to communicate which I found very easy to navigate on the site. The loan rates are competitive compared to other companies too. Reviewed on: 6th March 2026

Great vaue

5
Easy to deal with excellent communication great value Reviewed on: 6th March 2026

Very goodwith every thing and very helpful xxxxx

5
Very goodwith every thing and very helpful xxxxx Reviewed on: 6th March 2026

Simple, quick and painless experience!

5
Very simple, quick and hassle free experience! Reviewed on: 6th March 2026

A few months ago.

5
A few months ago. I finished paying off my Zopa loan and having bern very impressed with their customer service and helpfulness, I have now taken another loan with them. I would highly recommed Zopa Reviewed on: 6th March 2026

Good customer service prompt payment and clear under...

5
Good customer service prompt payment and clear understanding of the interest rate on how much to pay back on the loan. Reviewed on: 6th March 2026

Quick decision easy application.

5
Quick decision easy application. Money quickly available, paid straight into account. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8046 reviews
    Zopa
    View all products