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Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy to apply and I was happy with the result

5
Easy to apply and I was happy with the result Reviewed on: 15th April 2026

Thanks a million

5
I haven't had any problems at all. Took a credit card and loan out. Poor credit history but they accepted me. Thanks Reviewed on: 15th April 2026

Fast reliable service and very helpful.

5
Fast reliable service and very helpful. Reviewed on: 15th April 2026

Brilliant service

5
Very quick response on loan application Reviewed on: 15th April 2026

Excellent and quick decision.

5
Excellent and quick decision. The outcome came very quickly so no stress and worry. Reviewed on: 15th April 2026

All ways been good and no problem good service

5
All ways been good and no problem Reviewed on: 15th April 2026

Good service fast and reliable , easy to use

4
Good service fast and reliable , easy to use Reviewed on: 15th April 2026

Amusing experience.

5
Amusing experience. Helpful and courteous. Reviewed on: 15th April 2026

Fast, simple & User friendly

5
So easy to apply, website extremely user friendly. Reviewed on: 15th April 2026

Quick, Simple & Friendly

5
Really quick and easy application process with friendly advisors when needed. Reviewed on: 15th April 2026

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