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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69091)

Fast easy way to get your loan application was strai...

5
Fast easy way to get your loan application was straight forward saving me any headache Reviewed on: 15th April 2026

Best ever so nice customer service 5 star

5
Very good website easy they are always there to help.People on phone have all the time for you Reviewed on: 15th April 2026

Application was so simple compared to other providers.

5
Application was so simple compared to other providers. Loan was pre-approved and the money was in my caccount within 1 hour. of my application......***** Reviewed on: 15th April 2026

Very quick loan process and easy to understand App.

5
Very quick loan process and easy to understand App. Reviewed on: 15th April 2026

Excellent above and beyond my expectations.

5
Excellent above and beyond my expectations.. Reviewed on: 15th April 2026

It was all just so easy to arrange only took a few d...

5
It was all just so easy to arrange only took a few days and the money was in my bank account . Reviewed on: 15th April 2026

No Fuss, so easy to apply for a loan, decision in mi...

5
No Fuss, so easy to apply for a loan, decision in minutes, I wouldn't go anywhere else, there amazing Reviewed on: 15th April 2026

Cannot get better than Zopa

5
I’ve had a couple of loans over the years with Zopa, the application is dead simple the decision is made in seconds and the funds are in your bank in minutes, first class service. Reviewed on: 15th April 2026

Great service, would definitely recommend

5
Great service, would definitely recommend Reviewed on: 15th April 2026

Very easy to pay and the app is amazing

5
Very easy to pay and the app is amazing Reviewed on: 15th April 2026

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