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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Staff, loans

5
I found the staff very helpful with my application & I would definitely recommend Zopa to my friends & if I needed another loan I would certainly recommend Zopa for another loan. Reviewed on: 6th March 2026
Kay Thompson's avatar
Kay Thompson

Great experience,professional,simple to do,hassle free

5
Great experience,professional,simple to do,hassle free Reviewed on: 6th March 2026
Rob's avatar
Rob

Excellent

5
They were best just took my word and help me straight away which appreciated Reviewed on: 6th March 2026
Julia's avatar
Julia

In case you need money,

5
For me, the process was efficient, with immediate access to funds and afavorable interest rate. Reviewed on: 6th March 2026
Svetozar's avatar
Svetozar

Overall experiance excellent.

5
Overall experiance excellent. Never had such a good company Reviewed on: 6th March 2026
Bertie's avatar
Bertie

Loan Very positive.

5
Very positive. Easy to do. Well once I done the photo verification. Still a bit of a dinosaur with technology Reviewed on: 6th March 2026
Jayne R's avatar
Jayne R

Excellent

5
Just a seemless process from start to money in the bank, very quick and easy to do and they were the ones with the best apr too, if and when I need another loan I will most certainly use this company again for sure Reviewed on: 6th March 2026
Christian D's avatar
Christian D

SIMPLE PROCEDURE

5
Loan was simple to arrange. Funds in my account very quickly. Reviewed on: 6th March 2026
EILEEN J's avatar
EILEEN J

Very easy to deal with would certainly recommend to...

5
Very easy to deal with would certainly recommend to family and family money in bank very quickly no issues Reviewed on: 6th March 2026
Annette C's avatar
Annette C

I found Zopa to be very efficient with a straight fo...

5
I found Zopa to be very efficient with a straight forward approach to giving loans. They kept in touch every step of the way which I found so refreshing in today’s financial climate. I would recommend them to anyone requiring any financial assistance. Reviewed on: 6th March 2026
Carol J's avatar
Carol J

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