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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Car Loan

5
I needed a car loan at short notice, Zopa had the best rates and the process online was very easy. Reviewed on: 6th March 2026

Easy application process

5
Easy application process, clear information provided throughout. Easy to use app Reviewed on: 6th March 2026

Easy and straightforward.

5
Easy and straightforward.great service Reviewed on: 6th March 2026

Extremely reliable

5
Had two loans. The second nearly finished. Trouble-free. Money used both times for renovations. Reviewed on: 6th March 2026

Good easy process.

5
Good easy process, very simple to setup. Reviewed on: 6th March 2026

Easy and quick

5
Really.easy to apply, got the money within minutes, fab Reviewed on: 6th March 2026

Easy to apply online and had prompt response in few...

5
Easy to apply online and had prompt response in few minutes. Reviewed on: 6th March 2026

Really friendly and helpful staff and loans paid rig...

5
Really friendly and helpful staff and loans paid right away Reviewed on: 6th March 2026

An easy application and a great company to deal with

5
From start to finish the online application process was simple and quick. The initial acceptance came very quickly and in only a few days, with no fuss, the money was paid into my account. There were a couple of finer points that needed to be clarified and the lady who phoned me was polite, professional and friendly. Reviewed on: 6th March 2026

Just so easy to apply and amazing results!

5
Just so easy to apply and amazing results!! Had the money within minutes Reviewed on: 6th March 2026

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