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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (68052)

Satisfied customer

5
The 1st loan i got with zopa.was quick and easy also they were helpful when I wanted to cancel it this time was also simple to get and the app always help Reviewed on: 6th March 2026

Excellent Service from Application to Recieving Money.

5
I needed a loan quickly for some unexpected bills and Zopa made the whole process really easy and offered me a loan i could afford to pay at a reasonable interest. The money was in my bank within five minutes of my application being accepted. Everything from start to finish was straightforward and easy process, and i would highly recommend Zopa to anyone looking for a loan. Thank you. Reviewed on: 6th March 2026

Very good money in bank in seconds

5
Very good money in bank in seconds Reviewed on: 6th March 2026

Applied for a loan got approved in minutes and money...

5
Applied for a loan got approved in minutes and money in account instantly Reviewed on: 6th March 2026

Speedy loans

5
Zopa were very quick to process my loan application. Funds were available in my bank account the next day after acceptance. Reviewed on: 6th March 2026

Good experience.

5
Good experience. I just give the loan a try and it works Reviewed on: 6th March 2026

Excellent company quick application easy to apply

5
Excellent company quick application easy to apply Reviewed on: 6th March 2026

Very quick and simple on all fronts.

5
Very quick, no redundant forms or questions, quick approval Reviewed on: 6th March 2026

Hassle free ,very quick and efficient.

5
Hassle free ,very quick and efficient. Reviewed on: 6th March 2026

Very easy to apply, very swift process!

5
Very easy to apply, very swift process! Brilliant! Reviewed on: 6th March 2026

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