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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Thorough and personal.

Thorough and personal. I was well informed by the process. There was excellent literature and I feel confident I got the right product for me. Reviewed on: 15th April 2026

Sanasant

From start to finish communication was good and quick answer Reviewed on: 15th April 2026

Quick easy and approachable service online no hard f...

Quick easy and approachable service online no hard forms to complete Reviewed on: 15th April 2026

Very good and quick service.

Very good and quick service. Easy to apply and the result is fast and good result highly recommended very good service. Reviewed on: 15th April 2026

Super easy to get a loan with the best rate on the m...

Super easy to get a loan with the best rate on the market.. Couldn't ask for more Reviewed on: 15th April 2026

Easy to apply.

Easy to apply. Money in my account within a minute Reviewed on: 15th April 2026

Very straightforward process, quick decision

Very straightforward process, quick decision Reviewed on: 15th April 2026

Zopa have always been very helpful and everything is...

Zopa have always been very helpful and everything is made clear from the start. Money goes in the bank quickly and any issues are quickly resolved and I find having the app is so helpful so you can keep on track of everything Reviewed on: 15th April 2026

The experience with Zopa is excellent with a choice...

The experience with Zopa is excellent with a choice of dates to pay back the loan, I was not expecting to be eligible for a loan but after going through the registration process I was pleased with the overall success. Reviewed on: 15th April 2026

Super Service

From start to finish, The service I received was first class, very efficient and very streamlined for customer satisfaction. not once but twice. Reviewed on: 15th April 2026

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