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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Very quick and easy to take out a consolidation loan...

Very quick and easy to take out a consolidation loan, the money was in my account within an hour of being excepted. The whole process was explained really well, I would definitely recommend to friends and family. Reviewed on: 15th April 2026

Very easy application process and fast response time

Very easy application process and fast response time Reviewed on: 15th April 2026

Very smooth and eady process.

Very smooth and eady process. Quick response. Reviewed on: 15th April 2026

Excellent serviice

Excellent service and person rang to make sure I would be able to make repayments . Personal touch made all the difference. Reviewed on: 15th April 2026

Great online

Love the online tools, shows your eligibility to loans, so you know if you needed financial help its there. Reviewed on: 15th April 2026

Good service

Easy to apply and easy processing Reviewed on: 15th April 2026

Very helpful and always nice to talk to

Very helpful and always nice to talk to Reviewed on: 15th April 2026

The app is great and really easy to use.

The app is great and really easy to use. Reviewed on: 15th April 2026

Top tier service!

Sensible, timely, efficient and friendly service. Only took a few days for the loan to be approved and comms was constant throughout. A first class experience from start to finish Reviewed on: 15th April 2026

Great for Loans

Had several loans from Zopa over the years. The application process is easy, terms are very competitive and the money is transferred within hours. Reviewed on: 15th April 2026

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