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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

When I needed it the most Zopa was there to say yes,...

5
When I needed it the most Zopa was there to say yes, money was in the bank instantly, highly recommended. Reviewed on: 6th March 2026

Very easy application process, funds were with me in...

5
Very easy application process, funds were with me instantly Reviewed on: 6th March 2026

Easy to apply and a good online app

5
Easy to apply and a good online app Reviewed on: 6th March 2026

Quick application process

5
Quick application process. Rates as advertised. Straightforward verification needed. Money in bank account quickly. Repayment as described and easy to find info on their app. Reviewed on: 6th March 2026

Was an excellent experience.

5
Was an excellent experience. Easy online form and not long to process. And a good rate too. Reviewed on: 6th March 2026

A good experience and prompt results

5
A good experience and prompt results Reviewed on: 6th March 2026

I recently got a loan from Zopa and the whole proces...

5
I recently got a loan from Zopa and the whole process was straight forward and easy to use. I would definitely recommend Zopa fire anyone looking for a loan Reviewed on: 6th March 2026

was easy to apply

5
was easy to apply and set up everything Reviewed on: 6th March 2026

Very quick and easy to deal with

4
Very quick and easy to deal with Reviewed on: 6th March 2026

Very smooth and easy quick decision very good service

5
Very smooth and easy quick decision very good service Reviewed on: 6th March 2026

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