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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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Zopa Personal loan reviews (68052)

The whole process was so simple.

The whole process was so simple. I selected the amount I wanted to borrow, then I selected the amount of time I need to repay the loan and then applied. I received an offer within a few minutes. The money was in my account the same day. Reviewed on: 6th March 2026

Easy to use website no fuss money in your account wi...

Easy to use website no fuss money in your account within few minutes Reviewed on: 6th March 2026

Zopa have been extremely easy and professional to de...

Zopa have been extremely easy and professional to deal with. My loan was all done online and completed in timely manner with very competitive rates and payment terms. Reviewed on: 6th March 2026

It’s been incredible.

It’s been incredible. Simple, no hassle at all, Zapas team are always o. Hand to assist quickly and efficiently, it’s been great. Reviewed on: 6th March 2026

Great bank to work with

Great bank to work with once approved money was in fast definitely staying with these Reviewed on: 6th March 2026

Quick Easy and Excellent

Funds in my account within minutes of confirming application and could change the direct debit date straight away Reviewed on: 6th March 2026

Excellent

Easy to get a quote online and doesn't push your to accept the loan. Reviewed on: 6th March 2026

Quick & easy application process.

Quick & easy application process. Instant decision & funds received within an hour. Great experience. Thanks Reviewed on: 6th March 2026

First Prompt and professional class

First class very quick to resolve my account Reviewed on: 6th March 2026

Simple, fast and easy to use, very happy

Simple, fast and easy to use, very happy Reviewed on: 6th March 2026

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