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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Top tier service!

Sensible, timely, efficient and friendly service. Only took a few days for the loan to be approved and comms was constant throughout. A first class experience from start to finish Reviewed on: 15th April 2026

Great for Loans

Had several loans from Zopa over the years. The application process is easy, terms are very competitive and the money is transferred within hours. Reviewed on: 15th April 2026

Good rates helpfulness clarity easy to use app

Good rates helpfulness clarity easy to use app Reviewed on: 15th April 2026

I have received several loans from Zopa in the past...

I have received several loans from Zopa in the past few years and they have proven to be efficient in all cases. In some cases, the whole process from application to actually getting the money in my account has taken less than 3 hours. Reviewed on: 15th April 2026

First class service.

First class service. Great online experience and real person to discuss loan application with. Reviewed on: 15th April 2026

So easy to deal with and very helpful and pleasant o...

So easy to deal with and very helpful and pleasant on the phone Reviewed on: 15th April 2026

Excellent quick service made experience easier

Excellent quick service made experience easier Reviewed on: 15th April 2026

Loans better than competitors. ZOPA

The Zopa app has a Zopa own credit rating and offers from Zopa are very good to review. Configuration tools clearly show APR level versus payment term. Out of all loan company’s I can certainly say Zopa is the best, thanks to Zopa I’ve been able to control my money. Reviewed on: 15th April 2026

Easy no fuss loans.

Easy no fuss loans. Easy to make additional payments Reviewed on: 15th April 2026

Very easy and simple to use

Very easy and simple to use, the app is fantastic for keeping track of your finances Reviewed on: 15th April 2026

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