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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very satisfied and efficient .

Very satisfied and efficient . A few questions required and the money is in your account. Reviewed on: 15th April 2026

The application was quick and easy, followed by a qu...

The application was quick and easy, followed by a quick decision and fast payout and at a very good rate. A very good deal..in my humble opinion. Reviewed on: 15th April 2026

Easy 'quick brilliant

Easy 'quick brilliant no issues great service ' really happy on how fast funds were in our banks. I would definitely recommend and I will be using ZOPA movi g forward. Reviewed on: 15th April 2026

Great staff

Very personable staff and quick to deal with issues Reviewed on: 15th April 2026

Easy to set up and manage using the app

Easy to set up and manage using the app Reviewed on: 15th April 2026

There when it counts

Listen to my circumstances and offered help where others failed to recognise people for what they really are I recomend to anyone needing help Reviewed on: 15th April 2026

Very professional and knowledgeable

Very professional and knowledgeable Reviewed on: 15th April 2026

So easy to apply and a decision straight

So easy to apply and a decision straight Reviewed on: 15th April 2026

Fantastic company

They were helpful confident knowledgeable happy to help Reviewed on: 15th April 2026

Very good, straight forward and easy.

Very good, straight forward and easy. No issues at all Reviewed on: 15th April 2026

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