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Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Hassle free and quick service

5
Great rates, approved and deposited into account within minutes. Fantastic service. Reviewed on: 15th April 2026

Good service and clear app, and you know what rates...

5
Good service and clear app, and you know what rates you are getting before applying Reviewed on: 15th April 2026

A brilliant accessible app, and great super fast ser...

5
A brilliant accessible app, and great super fast service. Reviewed on: 15th April 2026

A 5 Star Company.....

5
Never had a problem with this company. I do appreciate being involved with this company as they have a exceptional customer service which helped me when I needed information... I have already recommended Zopa to my family and friends. 5 star company...Thank you.... Reviewed on: 15th April 2026

application is very simple and easy 24/7 agent will...

5
application is very simple and easy 24/7 agent will b there always give batter options Reviewed on: 15th April 2026

I got offered the rate I was quoted.

5
I got offered the rate I was quoted. Reviewed on: 15th April 2026

I'm glad Zopa helped me reduce my debt quickly and w...

5
I'm glad Zopa helped me reduce my debt quickly and without fuss... Reviewed on: 15th April 2026

Brilliant company

5
Quick and easy app to use and they provide good quality content Reviewed on: 15th April 2026

Great Service

5
Very easy to apply and loan was accepted. Thank you Reviewed on: 15th April 2026

Great company easy to deal with very knowledgeable

5
Great company easy to deal with very knowledgeable Reviewed on: 15th April 2026

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