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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (68052)

good response easy to manage app

5
good response easy to manage app Reviewed on: 21st January 2026

Hassle free and did not delve into personal informat...

5
Hassle free and did not delve into personal information. Immediate decision..great service. Reviewed on: 21st January 2026

A fast efficient service.

5
A fast efficient service. Easy to manage and to track Reviewed on: 21st January 2026

Easy way to manage your money

5
Nice app, quick decsions and you can see easily the burn down of the loan. Reviewed on: 21st January 2026

Very fast and efficient .

5
Very fast and efficient .I didn’t wait for too long to get a response. Reviewed on: 21st January 2026

So easy to apply for this loan with clear informatio...

5
So easy to apply for this loan with clear information about repayment and length of term. Excellent experience THANKYOU !! Reviewed on: 21st January 2026

Have always been there when I needed them whether it...

5
Have always been there when I needed them whether it be for a new car or debt consolidation Zopa has always provided me with the necessary loan I needed. Reviewed on: 21st January 2026

Quick, efficient and helpful lenders

5
I needed some money to pay for an unexpected bill and Zopa were my first choice because of the kindness of staff and a competitive rate. Previously I was impressed with their service and attention to detail. There was a choice for the period of the loan and I made a choice that suited me. Reviewed on: 20th January 2026

Great ZOPA experience.

5
Everything about my experience with ZOPA has been simple and stress-free. Reviewed on: 20th January 2026

Happy with Zopa good services and help to do the th...

5
Happy with Zopa good services and help to do the things Reviewed on: 20th January 2026

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