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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent customer service, quick process and money...

Excellent customer service, quick process and money in the bank in no time Reviewed on: 15th April 2026

Very quick, easy and informative

Very quick, easy and informative Reviewed on: 15th April 2026

Quick and easy

It was really quick and easy to apply, the fastest finance application I’ve ever made, the fund we’re in my account within the hour. Reviewed on: 15th April 2026

Quick and efficient, really helpful

Quick and efficient, really helpful Reviewed on: 15th April 2026

Quick and fast service.

Quick and fast service. Very clear and easy bankiem app. Reviewed on: 15th April 2026

They were easy to work with everything was sorted ou...

They were easy to work with everything was sorted out quickly Reviewed on: 15th April 2026

Cannot believe how easy the application process was...

Cannot believe how easy the application process was from start to completion, best rates offered to me by any company Reviewed on: 15th April 2026

great service

efficient and professional. application was processed and approved within 48 hours. loan received promptly. Reviewed on: 15th April 2026

I have had two loans from Zopa.

I have had two loans from Zopa. Applied for both online. Easy instructions, affordability information and quick to transfer money into my account. I would definitely recommend to anyone and will use again. Reviewed on: 15th April 2026

Lightening Fast

Super easy and by far, the quickest I have ever had the money transferred into my account. Absolutely superb. Reviewed on: 15th April 2026

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