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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68052)

Straightforward and to the point.

5
Straightforward and to the point. Good customer service. Would definitely use again. Reviewed on: 20th January 2026

All round good servce

5
efficient hassle free borrowing ,everything fully explained , there when needed but not intrusive or agressive markettng in any shape or form Reviewed on: 20th January 2026

Fantastic service, fast efficient and easy to apply.

5
Fantastic service, fast efficient and easy to apply. The app is great to help me keep ontop of my services and very easy to use. Reviewed on: 20th January 2026

It was very easy to apply for a loan.

5
It was very easy to apply for a loan. A quick call followed and money transferred within a couple of hours Reviewed on: 19th January 2026

Very fast action and smooth experience about loan

5
Very fast action and smooth experience about loan Reviewed on: 19th January 2026

I applied for a personal loan.

5
I applied for a personal loan. The whole process was very efficient and pain free. I’ve since recommended Zopa to several people Reviewed on: 19th January 2026

very good bank very good bank very good bank

5
very good bank very good bank very good bank Reviewed on: 19th January 2026

Quick and easy to apply.

5
Quick and easy to apply. Same day decision and cash in bank Reviewed on: 19th January 2026

The service was excellent and above that the dispers...

5
The service was excellent and above that the dispersal of funds was immediate following the completion of application. Reviewed on: 19th January 2026

Great service and excellent customer support

5
Great service and excellent customer support Reviewed on: 19th January 2026

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