Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great Service

Very easy to apply and loan was accepted. Thank you Reviewed on: 15th April 2026

Great company easy to deal with very knowledgeable

Great company easy to deal with very knowledgeable Reviewed on: 15th April 2026

Excellent customer service, quick process and money...

Excellent customer service, quick process and money in the bank in no time Reviewed on: 15th April 2026

Very quick, easy and informative

Very quick, easy and informative Reviewed on: 15th April 2026

Quick and easy

It was really quick and easy to apply, the fastest finance application I’ve ever made, the fund we’re in my account within the hour. Reviewed on: 15th April 2026

Quick and efficient, really helpful

Quick and efficient, really helpful Reviewed on: 15th April 2026

Quick and fast service.

Quick and fast service. Very clear and easy bankiem app. Reviewed on: 15th April 2026

They were easy to work with everything was sorted ou...

They were easy to work with everything was sorted out quickly Reviewed on: 15th April 2026

Cannot believe how easy the application process was...

Cannot believe how easy the application process was from start to completion, best rates offered to me by any company Reviewed on: 15th April 2026

great service

efficient and professional. application was processed and approved within 48 hours. loan received promptly. Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Glasgow Credit Union 4.95 from 3175 reviews
Loans
from Scotwest Credit Union 4.12 from 2 reviews
Loan
from Fair For You 4.86 from 8024 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub