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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa listened, understood and delivered for me

Zopa took time to listen and then to suggest the optimum solutions for my funding needs. Their App is brilliant and easy to use and operate. Can't recommend them enough! Reviewed on: 15th April 2026

Easy, straightforward process for car financing

Easy, straightforward process for car financing Reviewed on: 15th April 2026

Always had excellent and quick service with no issues

Always had excellent and quick service with no issues Reviewed on: 15th April 2026

Very easy straight forward finance experience

Very easy straight forward experience Reviewed on: 15th April 2026

Really easy app and easy to navigate around.

Really easy app and easy to navigate around. Good savings accounts Reviewed on: 15th April 2026

Quick and very easy.

Quick and very easy. Instant decision. Reviewed on: 15th April 2026

Just a very easy and quick service.

Just a very easy and quick service. Reviewed on: 15th April 2026

Easy application and a fast payout.

Easy application and a fast payout. Direct debit set up with ease Reviewed on: 15th April 2026

excellent service

straight forward from start to finish Reviewed on: 15th April 2026

I’ve been with Zopa for a few years now and cannot f...

I’ve been with Zopa for a few years now and cannot fault them. Their customer service is amazing. The app is also brilliant. I’ve had two loans and a credit card with them now. They are brilliant. The communication via sms and email is also very efficient. Reviewed on: 15th April 2026

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