Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

View other Zopa products

4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68052)

Good experience -well recommended

Good experience -dealt with the matter professionally with patience and with care. Reviewed on: 19th January 2026

Personal loan

Great service approved for loan quickly and money was in my account within minutes. Would definitely recommend company and already have done. Good rate and very simple process. Reviewed on: 19th January 2026

Re-finance loan

I applied to refinance my car, and the experience has been smooth and easy. I would recommend Zopa. Reviewed on: 19th January 2026

quick service - loan arrived quickly

quick service - loan arrived quickly Reviewed on: 19th January 2026

Quick, easy and applications online

Quick, easy and applications online Reviewed on: 19th January 2026

Easy to talk easy decision making

Easy to talk easy decision making Reviewed on: 19th January 2026

Easy to manage, affordable rates

Easy to manage, affordable rates Reviewed on: 19th January 2026

The efficient and friendly Zopa

Found Zopa to be very efficient and friendly. The customer service people always listen and do their best to help. I have never had any problems Reviewed on: 19th January 2026

Quick, simple and painless.

Quick, simple and painless. The whole process was easy and stress free Reviewed on: 19th January 2026

Very simple process and speedy acceptance

Very simple process and speedy acceptance Reviewed on: 19th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan (discontinued)
from Different Money (inactive company) 5.00 from 2 reviews
Payday Loan
from Payday Loans Now 5.00 from 1 reviews
Personal Loans
from Reevo 4.89 from 744 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub