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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

I have had two loans from Zopa.

I have had two loans from Zopa. Applied for both online. Easy instructions, affordability information and quick to transfer money into my account. I would definitely recommend to anyone and will use again. Reviewed on: 15th April 2026

Lightening Fast

Super easy and by far, the quickest I have ever had the money transferred into my account. Absolutely superb. Reviewed on: 15th April 2026

Always great

I’ve always found Zopa to be really good value whilst providing fast and professional service every time. Would strongly recommend their services. Reviewed on: 15th April 2026

Really intuitive app, which a good chat function, tr...

Really intuitive app, which a good chat function, transparent in terms of costs and great updates. Reviewed on: 15th April 2026

Quick and easy fast response

Always there to help qquick and easy application Reviewed on: 15th April 2026

Brilliant

Absolutely amazing company have never had any problems with them Reviewed on: 15th April 2026

Simplicity

Very easy to deal with, the app is simple to navigate, money transfer was quick and easy Reviewed on: 15th April 2026

Straightforward no nonsense process

Straightforward no nonsense process Reviewed on: 15th April 2026

Excellent service fast & efficient

Excellent service fast & efficient Reviewed on: 15th April 2026

Great product and business

Excellent customer service communication and ease of use. Flexibility within terms and fast response Reviewed on: 15th April 2026

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