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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy peasy

Great, fast and so easy. Different from other loan providers Reviewed on: 22nd June 2017

Brilliant service to use

I have recommended zopa to many family members & friends since I used the service & many have taken intrest in using the service in the future Reviewed on: 22nd June 2017

fantastic company

using zopa was such a ease and well run company and great customer service Reviewed on: 22nd June 2017

Quick and easy

Applied for a loan and got accepted instantly, the interest rates were low, no hassle what so ever. Reviewed on: 22nd June 2017

Prompt service first time

Made everything easy and transparency accurate Will definitely recommend Reviewed on: 22nd June 2017

Cate P

Borrowed over 5 years and am making regular overpayments in the hope of paying it off early - very flexible and easy to access Reviewed on: 22nd June 2017

Easy as pie.

After approaching Zopa for a loan everything was processed in a timely fashion. Efficient and easy with a great rate. The loan is assessed by people rather than computers which is a refreshing change. Reviewed on: 22nd June 2017

Easy, fast and a fair way of borrowing.

I am genuinely happy that I decided to use Zopa as a lender. It was easy to get a quote which was the best rate I could find. The transaction was very fast which was convenient as I had found a family car and needed the money as soon as possible. Most importantly was that I felt I got a very fair and affordable deal, I would have no hesitation recommending Zopa to anyone. Reviewed on: 22nd June 2017

Easy

Fast quick and painless to use, instant response and to top it all off fast payment into my bank account. Reviewed on: 22nd June 2017

Best loan Company

Very fast, very informative. Happly recommended and will use it again Reviewed on: 22nd June 2017

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