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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy

5
Fast quick and painless to use, instant response and to top it all off fast payment into my bank account. Reviewed on: 22nd June 2017
Adam's avatar
Adam

Best loan Company

5
Very fast, very informative. Happly recommended and will use it again Reviewed on: 22nd June 2017
Razvan Coman's avatar
Razvan Coman

Super Fast Service

5
The Zopa process was very quick and simple and the money was tranferred pretty much instantly to my account. Very straightforward process. Reviewed on: 22nd June 2017
Jonny Hutton's avatar
Jonny Hutton

Easy use and great experience

4
Easy to apply and received the money within a few days which was great. I was always informed of the status of my loan and was kept well informed. The online portal is a great tool to keep up to date with the status of the loan and you can easily amend or add payments. Highly recommended! Reviewed on: 22nd June 2017
Sonny wilkinson's avatar
Sonny wilkinson

Quick easy and great rates for loans

5
I requested a loan online it was easy to apply with brilliant rates re: APR . Money came through to my bank . Excellent service !! Reviewed on: 22nd June 2017
Doreen carver's avatar
Doreen carver

Great service

4
I tried a few places. These was by far the best value and help Reviewed on: 22nd June 2017
Luke Dicks's avatar
Luke Dicks

Great service

5
Very helpful no hassle service had no problems in the few months I have been using zopa Reviewed on: 22nd June 2017
Luke Chalmers's avatar
Luke Chalmers

Brilliant

5
Fast decision with no fuss, good experience Reviewed on: 22nd June 2017
Emma Williams's avatar
Emma Williams

Zopa was so easy and customer service was excellent

5
I was a little nervous about applying for a loan but Zopa made it so easy and when I had to ring them up their customer service was outstanding Reviewed on: 22nd June 2017
Tam Gregory's avatar
Tam Gregory

excellent all rounders

4
My experience went without a hitch....not one issue. And lovely courteous help staff when I needed some information....brilliant :) Reviewed on: 22nd June 2017
Angela Albiston's avatar
Angela Albiston

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