Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Fast ,No fuss,user friendly.

Application forms are simple to understand .Answers were fast. Cash in bank quickly. Reviewed on: 22nd June 2017

Really good value for money

Easy to apply and quick acceptance! Great that it is all online Reviewed on: 22nd June 2017

Easy peasy

Great, fast and so easy. Different from other loan providers Reviewed on: 22nd June 2017

Brilliant service to use

I have recommended zopa to many family members & friends since I used the service & many have taken intrest in using the service in the future Reviewed on: 22nd June 2017

fantastic company

using zopa was such a ease and well run company and great customer service Reviewed on: 22nd June 2017

Quick and easy

Applied for a loan and got accepted instantly, the interest rates were low, no hassle what so ever. Reviewed on: 22nd June 2017

Prompt service first time

Made everything easy and transparency accurate Will definitely recommend Reviewed on: 22nd June 2017

Cate P

Borrowed over 5 years and am making regular overpayments in the hope of paying it off early - very flexible and easy to access Reviewed on: 22nd June 2017

Easy as pie.

After approaching Zopa for a loan everything was processed in a timely fashion. Efficient and easy with a great rate. The loan is assessed by people rather than computers which is a refreshing change. Reviewed on: 22nd June 2017

Easy, fast and a fair way of borrowing.

I am genuinely happy that I decided to use Zopa as a lender. It was easy to get a quote which was the best rate I could find. The transaction was very fast which was convenient as I had found a family car and needed the money as soon as possible. Most importantly was that I felt I got a very fair and affordable deal, I would have no hesitation recommending Zopa to anyone. Reviewed on: 22nd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from TM Advances 1.00 from 1 reviews
Inheritance Loan
from Ampla Finance 0.00 from 0 reviews
Personal Loan
from TSB 3.32 from 22 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub