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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick and simple

Very quick and hassle free loan. Strongly recommended Reviewed on: 22nd June 2017

Easy, Fast and Excellent Service

Got a loan to consolidate a few things and did a bit of research for best rates, best service and recommended companies - Zopa came up top on a few lists so went on the website and before I knew it the loan was approved and money was in the bank! What was even better was I could and did pay back the loan early without any penalty - amazing and would definitely use Zopa again! Reviewed on: 22nd June 2017

Amazing Overall Service

So simple and straightforward and great you can check the likelihood of approval before you apply. Reviewed on: 22nd June 2017

Brilliant quick service

All done online with no issues money was with me the next day. Couldn't be happier with them Reviewed on: 22nd June 2017

Fantastic loan

Very competitive interest rates. Easy application process, thoroughly explained and no hidden catches. Highly recommended. Fantastic service!!! Reviewed on: 22nd June 2017

Polite and helpful

Customer service is impeccable every time I've called the call assistant has been helpful cheerful and overall cheery! Great work from all at Zopa! Reviewed on: 22nd June 2017

Excellent service

Very easy and straight forward and very quick decision would definitely recommend to family and friends Reviewed on: 22nd June 2017

Great service

Very fast and great customer service, really helped me out Reviewed on: 22nd June 2017

Fast ,No fuss,user friendly.

Application forms are simple to understand .Answers were fast. Cash in bank quickly. Reviewed on: 22nd June 2017

Really good value for money

Easy to apply and quick acceptance! Great that it is all online Reviewed on: 22nd June 2017

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