Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick and easy...

Setting up a loan with zopa was quick and easy with a good interest rate Reviewed on: 22nd June 2017

Great fast service and full after service.

I have used Zopa many times and they are always competitive. My first port of call. Reviewed on: 22nd June 2017

Nice and easy

Everything went swimmingly. Easy to apply, really low APR, nice customer service and quick decision. Everything I wanted. Thanks Reviewed on: 22nd June 2017

Simple quick and easy

The whole process from application to receiving the money was quick and simple and highly competitive rates as well Reviewed on: 22nd June 2017

Easy. Fast.helpful

My loan Was organised Iin minutes and came into my account quickly. The staff were friendly and helpful Reviewed on: 22nd June 2017

Easy and profesional

Didn't have any trouble with the loan I've made. Easy and quick! Reviewed on: 22nd June 2017

Quick and easy

Application process was quick and easy. Cash deposited very quickly. No issues Reviewed on: 22nd June 2017

Great service

2nd zopa loan I've had, great rate, east apply and flexible with early repayment! Reviewed on: 22nd June 2017

Fast and efficient

I had a great experience with Zopa. Absolutely no hassle and I got a great interest rate on my loan. It has helped me so much to get my finances on track. Reviewed on: 22nd June 2017

Unbelievablely amazing! Sexy value

Love these lenders! First time I've enjoyed being in a credit agreement! Credit for the people! Reviewed on: 22nd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Payday Loans Now 4.06 from 1 reviews
Loans
from Wolverhampton City Credit Union 3.81 from 2 reviews
Personal loan
from Admiral 4.67 from 1398 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub