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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Brilliant loan company

Brilliant loan company, I was accepted for my loan for a new car straight away and money was in the bank within 5 working days! The repayment schedule is simple and easy to manage. Reviewed on: 22nd June 2017

No fuss loans with a pleasent to deal with firm.

From the initial enquiry, the way Zips handled my loan was first class. An engaging company with a fresh approach to lending money. Highly recommended. Reviewed on: 22nd June 2017

Quick and easy...

Setting up a loan with zopa was quick and easy with a good interest rate Reviewed on: 22nd June 2017

Great fast service and full after service.

I have used Zopa many times and they are always competitive. My first port of call. Reviewed on: 22nd June 2017

Nice and easy

Everything went swimmingly. Easy to apply, really low APR, nice customer service and quick decision. Everything I wanted. Thanks Reviewed on: 22nd June 2017

Simple quick and easy

The whole process from application to receiving the money was quick and simple and highly competitive rates as well Reviewed on: 22nd June 2017

Easy. Fast.helpful

My loan Was organised Iin minutes and came into my account quickly. The staff were friendly and helpful Reviewed on: 22nd June 2017

Easy and profesional

Didn't have any trouble with the loan I've made. Easy and quick! Reviewed on: 22nd June 2017

Quick and easy

Application process was quick and easy. Cash deposited very quickly. No issues Reviewed on: 22nd June 2017

Great service

2nd zopa loan I've had, great rate, east apply and flexible with early repayment! Reviewed on: 22nd June 2017

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