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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick and reasonable

Quick and clear application with rates that beat my own bank leading to me switching loans to go with zopa. Reviewed on: 22nd June 2017

Fantastic, easy, smooth and no mother!

So easy to apply, very reasonable rates. Fantastic support and after care too. Reviewed on: 22nd June 2017

Very good

Zopa was very excellent on website and immediately helped me out and so efficient Reviewed on: 22nd June 2017

Great, easy, transparent

Really easy process of borrowing money. Clarity on monthly direct debit and interest (small) made it really easy Reviewed on: 22nd June 2017

Helped in a time of need.

Zopa helped me in my time of need. MY WEDDING! because of Zopa my wife got the wedding of her dreams. Reviewed on: 22nd June 2017

Superb service

Made application on line and money was in my account in no time. Superb service and very competitive rates. I will use again. Reviewed on: 22nd June 2017

Great loan provider

Easy, Quick, and very straightforward. Best rate on the market as well. Reviewed on: 22nd June 2017

Great experience with a first time loan

I am really happy with the loan I was offered for my first time. A lot of places have really high Apr's for people's first loans but zopa was more than reasonable and I was so pleased with mine. Would definitely keep them in mind for future and I would also recommend to others too. Reviewed on: 22nd June 2017

Brilliant loan company

Brilliant loan company, I was accepted for my loan for a new car straight away and money was in the bank within 5 working days! The repayment schedule is simple and easy to manage. Reviewed on: 22nd June 2017

No fuss loans with a pleasent to deal with firm.

From the initial enquiry, the way Zips handled my loan was first class. An engaging company with a fresh approach to lending money. Highly recommended. Reviewed on: 22nd June 2017

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