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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Zopa loan

Very pleased with the fast and efficient service, very straight forward to apply and a very fast answer.No need to book time off work to see someone. Also quite flexible to adjust the amount of the loan as you go. Reviewed on: 22nd June 2017

Easy as ABC to deal with

Easy online access to view loans, make early repayments. Little paperwork in the post Reviewed on: 22nd June 2017

Simplest Loan Ever!

Very easy application process, completed in a few minutes, instant decision and money in account in a few days. So easy, what more could you ask for?! Reviewed on: 22nd June 2017

Lifesavers!

I was in the middle of moving home and hit a snag, I checked the comparison websites for good deals and stumbled across zopa. I'm so glad I did they approved me straight away! The move went great and now I'm in my new home in a much better financial situation thanks to the amazing rates offered. 10 out of 10 I would recommend to everyone! Reviewed on: 22nd June 2017

Best company by a long shot

Very helpful , it's good to be treated as a person, would refer / recommend to anyone Reviewed on: 22nd June 2017

Ethical lenders, competitive rates.

Fast, straight forward application response, money was in my account within a couple of days. Reviewed on: 22nd June 2017

Mr Stanislaw Kuklinski

Cheap loan, very good, no big requirements needed, I would like recommend it to my friends, with small interest. I would like use it very often but I can use it only after six months. I can repay faster by online. It is good. Reviewed on: 22nd June 2017

Great loan

I recieved loan in november, really quick good rate. Payed off within a few months no hassel. Reviewed on: 22nd June 2017

Simple. Clever. Easy

Every single step of the way was made easy to understand and I knew if I contacted Zopa it was an easy fix and a helpful voice on the other end of the phone. I wouldn't go anywhere else for a loan now! Reviewed on: 22nd June 2017

Best place to find the perfect loan

I couldn't decide on where to find a loan I just assumed banks were the place to go until my friend recommended zopa loans. The website is so easy to use and had everything that I needed to know before I went ahead with the loan application. Reviewed on: 22nd June 2017

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