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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy to use and great rates

Was easy to use the website and get a loan with little fuss and at a great rate. Reviewed on: 22nd June 2017

Fantastic service

Fantastic service and great rates what more could you ask for. Reviewed on: 22nd June 2017

Good low interest rates.

There was a time when my credit rating wasn't as good as it is now. But when l needed to borrow Zopa was there for me. Good for them. Reviewed on: 22nd June 2017

Super simple!

Couldn't have been easier to set up. And the information given was clear and reassuring - top notch communication. Reviewed on: 22nd June 2017

Accessible and professional

I needed a loan without the hassle! Zopa proved to be efficient, professional and affordable every time. Hassle free and trustworthy Reviewed on: 22nd June 2017

Easy, fast and friendly

Great website to use and fantastic rate. Reviewed on: 22nd June 2017

SWIFT AND FABULOUS

Application process very quick,approved in minutes fantastic rates and flexibility to pay early the best service I have received over many a year. Reviewed on: 22nd June 2017

Such a smooth process

Excellent service from the start Reviewed on: 22nd June 2017

Great help to a new future

From the first time I called right through to getting my loan and beyond Zopa have been a pleasure to work with Reviewed on: 22nd June 2017

Excellent in every way !!!!

Easy from start to finish, just a few details and your there , money is on its way. Reviewed on: 22nd June 2017

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