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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Never better

Delighted with the service, friendly and approachable,so straightforward and uncomplicated Reviewed on: 22nd June 2017

Easy and fast

Good rate, simple and fast application process. Reviewed on: 22nd June 2017

Helped me buy my first new car

I went to Zopa to see if I could borrow some money for my first new car. I had always had really old second hand cars & thought it was time I treated myself. Zopa were excellent & with the click of a few buttons I had the money transferred next day. No lengthy weight or mountains of paperwork to fill out. Good work Zopa!!! Reviewed on: 22nd June 2017

Fab company

Had to buy a new car, and I needed a loan, Zopa had the best deal. The website was really easy to use and I set up my loan and I now own a reliable car. Reviewed on: 22nd June 2017

Easy to deal with and reliable

Very simple to set up and great customer service. I paid off the balance early without any issues. Would recommend. Reviewed on: 22nd June 2017

Hassle free, quick, and no big banks

I was looking to consolidate a couple of credit cards and although I had heard of Zopa before, I hadn't looked into it. The whole experience was great - all online, so quick and easy. I couldn't recommend any other lender before Zopa. Reviewed on: 22nd June 2017

Easy loan application

Quick loan application and approval. Monthly repayments are well within my budget. Would recommend to family and friends Reviewed on: 22nd June 2017

Very fast and easily managed online

Really pleased with how easy it is to keep a track of my paymemts and whats left to pay off my loan by going online. Very good service!! Reviewed on: 22nd June 2017

Quick and efficient

Needed a loan applied good communication from staff and funds agreed within the week not much more to say'!! Reviewed on: 22nd June 2017

Quick easy to apply

Easy reapply on online account and keep updated previous payments and left over balance Reviewed on: 22nd June 2017

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