Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Quick and efficient

Needed a loan applied good communication from staff and funds agreed within the week not much more to say'!! Reviewed on: 22nd June 2017

Quick easy to apply

Easy reapply on online account and keep updated previous payments and left over balance Reviewed on: 22nd June 2017

Easy to use and great rates

Was easy to use the website and get a loan with little fuss and at a great rate. Reviewed on: 22nd June 2017

Fantastic service

Fantastic service and great rates what more could you ask for. Reviewed on: 22nd June 2017

Good low interest rates.

There was a time when my credit rating wasn't as good as it is now. But when l needed to borrow Zopa was there for me. Good for them. Reviewed on: 22nd June 2017

Super simple!

Couldn't have been easier to set up. And the information given was clear and reassuring - top notch communication. Reviewed on: 22nd June 2017

Accessible and professional

I needed a loan without the hassle! Zopa proved to be efficient, professional and affordable every time. Hassle free and trustworthy Reviewed on: 22nd June 2017

Easy, fast and friendly

Great website to use and fantastic rate. Reviewed on: 22nd June 2017

SWIFT AND FABULOUS

Application process very quick,approved in minutes fantastic rates and flexibility to pay early the best service I have received over many a year. Reviewed on: 22nd June 2017

Such a smooth process

Excellent service from the start Reviewed on: 22nd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from thisbank (formerly JN Bank) 4.96 from 699 reviews
Personal loan
from My Community Bank 4.90 from 3219 reviews
Bridging Loan
from Oakbridge 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub