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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Perfect loan

No hassle and enough updates throughout the year Reviewed on: 22nd June 2017

Super lender. Extremely recommended

I applied, accepted, money transfered straight into my bank within the hour. Never experienced this kind of service anywhere. Just fantastic Reviewed on: 22nd June 2017

Great

Good rate, simple and fast application process Reviewed on: 22nd June 2017

Does everything right

Quick decision, paid quickly no fuss just what you need. Reviewed on: 22nd June 2017

Great customer service

From start to finish zoopla was great to deal with no problems at all and everything there for you in black and white Reviewed on: 22nd June 2017

Very quick and easy service with good rates

Very quick and easy, good services and low rates Reviewed on: 22nd June 2017

Absolutely faultless. Loan decision quicker than others AND ACCEPTED

5☆☆☆☆☆ quick and easy to apply....support team very very friendly Reviewed on: 22nd June 2017

Great service

Quick, professional service which was delivered in a timely fashion Reviewed on: 22nd June 2017

easy good value loans

I found my Zopa loan easy to set up and good value, with a low interest rate, would recommend to others. Reviewed on: 22nd June 2017

Good service

I needed a loan, i got accepted, it was all plain easy to apply and the comunication was great. Good affordable payment plan set in place Reviewed on: 22nd June 2017

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