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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick and easy

Really helped me out when I needed it! Thank you Zopa! Reviewed on: 22nd June 2017

No hidden fees

It is what it is.. what more could you ask for from an honest loan provider Reviewed on: 22nd June 2017

simply brilliant

i used zopa as they were so easy to use. great rates and can pay off bits when it suits you. i couldnt think of anyone that can match this service. Reviewed on: 22nd June 2017

Excellent

Very easy to use system, no problems; swift credit. Reviewed on: 22nd June 2017

Fair & easy

A refreshing experience vs more archaic bank processes Reviewed on: 22nd June 2017

No complaints

Low interest, fast decisions, no nonsense web interface, reliable and trusted. I don't hardly borrow, but when I do, I go with Zola. Would most definitely recommend to friends and family! Actually already have! Reviewed on: 22nd June 2017

It's so good it Felt like it was too good to be true!!

Very quick process, money came very quickly, no hidden catches or charges, seemed so good as if it was too good to be true. But they have been great and helped me out in a financial hard ship with very low fees. Reviewed on: 22nd June 2017

Easy & honest

Excellent, fast, easy and informative Reviewed on: 22nd June 2017

Loan

Quick, simple, straightforward and great service Reviewed on: 22nd June 2017

Asset Rich Cash Poor

I needed some cash urgently. I tried my bank and I would have had to jump through loads of hoops despite their advertising about how simple it would be. Tried Zopa... fantastic. Quick, simple and cheap. I'm contemplating becoming a funder now! Reviewed on: 22nd June 2017

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