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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Excellent provider very efficient and fast service

5
Got a loan last year. Very quick and efficient service would definitely recommend and I paid up very early Reviewed on: 22nd June 2017
Daniel Cullen's avatar
Daniel Cullen

No fuss loan

4
The application process was straightforward and the loan approval was swift . Reviewed on: 22nd June 2017
Peter Lord's avatar
Peter Lord

Easy, flexible, no hidden charges

5
When taking out my loan with Zopa I couldn't believe how simple and straight forward the application was and how quick the decision was made. Very easy to manage and the online account makes it easy to make changes, the ability to make over-payments or early repayment with no hidden charges offers great flexibility. Reviewed on: 22nd June 2017
Louise McCarthy's avatar
Louise McCarthy

Fast quick and easy

5
Simple online application, quick decision and funds made available promptly. No fuss or hassle. Overall a great experience! Reviewed on: 22nd June 2017
John McGlade's avatar
John McGlade

Excellent

5
Zopa Quick -Easy and very very handy Reviewed on: 22nd June 2017
Mark S Flagg's avatar
Mark S Flagg

Fast and efficient

5
Great rates, flexible and super fast getting the loan to you. Reviewed on: 22nd June 2017
Liz Seeds's avatar
Liz Seeds

efficient and quick

5
It was quick and easy to apply, with options to suit your needs . Easy access to review the status of your loan and what you have paid and what is left to pay and ability to pay off early. Reviewed on: 22nd June 2017
janet fevrier's avatar
janet fevrier

Best service

5
Very good service and has recalculated loan in 3 month .... Reviewed on: 22nd June 2017
Napapon chanwit's avatar
Napapon chanwit

Easily accessible and very helpful and understanding people.

5
No hassle at all from them and they were very professional when handling my application. Reviewed on: 22nd June 2017
Moses Ratubola 's avatar
Moses Ratubola

Awesome!

5
Great rates, great service and a great experience Reviewed on: 22nd June 2017
Lee bunker's avatar
Lee bunker

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