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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Fantastic

5
Exceptional customer service and help. Easy to apply for and helped me with my future. Reviewed on: 22nd June 2017
Lauren's avatar
Lauren

Best rates out there!

5
Easy application. Great rates and very easy to set up. Excellent Reviewed on: 22nd June 2017
Paul White's avatar
Paul White

Amazing fast service

5
I have been a customer for many years and Zopa have always accommodated what I need from my financial services company. Efficient, un-obtrusive and professional. Reviewed on: 22nd June 2017
Wendy Ward's avatar
Wendy Ward

Quick, simple, good service

5
A car came up that I didn't want to wait for as had loads of people trying to buy it. I applied online and had the cash really quickly. Great service. Reviewed on: 22nd June 2017
louis taylor's avatar
louis taylor

The smart choice

5
From the start when i decided to go with zopa it was as easy as they had said it was going to be in the online summary, i felt the online application was straight forward and easy to follow and i got a great apr rate with an affordable repayment plan, so with no doubt i recommend or use zopa's services again Reviewed on: 22nd June 2017
Raymond lavery's avatar
Raymond lavery

Easy Peasy Loan Application

5
Easy quick application and good rates why go anywhere else Reviewed on: 22nd June 2017
Michael 's avatar
Michael

Fantastic

5
Exceptional customer service and help! Really easy to apply for and helped me with my future! Reviewed on: 22nd June 2017
Lauren's avatar
Lauren

Excellent

5
Easy to apply, easy to keep a check on your loan, payments made and the option to pay more back each month or change repayment date. I've never found a loan / lender so pleasant and easy to deal with. Reviewed on: 22nd June 2017
Sarah Morris's avatar
Sarah Morris

Excellent service

5
Excellent customer service and very easy to use Reviewed on: 22nd June 2017
Claire Adams's avatar
Claire Adams

Awesome service

5
It was quick and fast. English call centres on the end of the phone to help you. Reviewed on: 22nd June 2017
Jodi 's avatar
Jodi

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