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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent service

Excellent customer service and very easy to use Reviewed on: 22nd June 2017

Awesome service

It was quick and fast. English call centres on the end of the phone to help you. Reviewed on: 22nd June 2017

Fantastic little company

Do a great job at handling loans and such. Reviewed on: 22nd June 2017

Quick, Straightforward and Cheap.

I wanted a quick loan to purchase a car, avoiding the expensive interest rates of some car companies. I had not thought of taking out a private loan but when I did some research I decided to go with Zopa. After a short online application and a quick phone call, the cash was paid straight into my account. I now have a manageable monthly repayment and, one year on, absolutely no problems. Wished I'd have done this for the other cars I've purchased in the past. Reviewed on: 22nd June 2017

Good interest rates

Applications is fast and easy. Online account makes tracking and keeping up to date with my loan easy with the ability to make extra payments is great. Reviewed on: 22nd June 2017

Adequate for consolidation.

Really easy website and loans processed quickly. Excellent service, they have helped boost my credit rating. Reviewed on: 22nd June 2017

Quick, easy and transparent

I've had two loans now with zopa one for a holiday another for doing up a new house always had a good experience. They've always done exactly as they say no hidden charges or clauses. Reviewed on: 22nd June 2017

Excellent

Highly recommend, very easy to apply and very fast. Approved straight away. Would use again. Reviewed on: 22nd June 2017

Very likely

Zopa have been an excellent service. I started with them 3 years ago and have no complaints. Reviewed on: 22nd June 2017

Wow

Professional, quick and reliable. All you need in a lender! Reviewed on: 22nd June 2017

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