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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy to deal with

I used Zopa to consolidate a few different accounts to one. Application was so easy and quick to process. Really impressed! Reviewed on: 22nd June 2017

Quick and cheaper than my bank

Far the best conditions, no questions, next day amount received. Recommended! Reviewed on: 22nd June 2017

Excellent provider very efficient and fast service

Got a loan last year. Very quick and efficient service would definitely recommend and I paid up very early Reviewed on: 22nd June 2017

No fuss loan

The application process was straightforward and the loan approval was swift . Reviewed on: 22nd June 2017

Easy, flexible, no hidden charges

When taking out my loan with Zopa I couldn't believe how simple and straight forward the application was and how quick the decision was made. Very easy to manage and the online account makes it easy to make changes, the ability to make over-payments or early repayment with no hidden charges offers great flexibility. Reviewed on: 22nd June 2017

Fast quick and easy

Simple online application, quick decision and funds made available promptly. No fuss or hassle. Overall a great experience! Reviewed on: 22nd June 2017

Excellent

Zopa Quick -Easy and very very handy Reviewed on: 22nd June 2017

Fast and efficient

Great rates, flexible and super fast getting the loan to you. Reviewed on: 22nd June 2017

efficient and quick

It was quick and easy to apply, with options to suit your needs . Easy access to review the status of your loan and what you have paid and what is left to pay and ability to pay off early. Reviewed on: 22nd June 2017

Best service

Very good service and has recalculated loan in 3 month .... Reviewed on: 22nd June 2017

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