Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (69090)

Great to deal with

5
Super quick response and transfer of funds, would highly recommend to anyone looking to borrow money. Reviewed on: 22nd June 2017
Brett mattison's avatar
Brett mattison

top loans

5
Great company to deal with no hassle and great rates Reviewed on: 22nd June 2017
john Henshaw 's avatar
john Henshaw

Trouble free

5
Super fast approval, absolutely trouble free, will use them time and again if needed. Reviewed on: 22nd June 2017
Julie edwards's avatar
Julie edwards

Easy to deal with

5
Used Zopa to consolidate a few accounts into one. Application was quick, simple and clear. Excellent Service I have highly recommend to a few friends Reviewed on: 22nd June 2017
John Russell's avatar
John Russell

Good interest rates

5
Borrowed money over a Short period of time and interest rates are really good. Website easy to use and can monitor your account at the click of a button. Highly recommend Reviewed on: 22nd June 2017
Louise's avatar
Louise

Easy to deal with

5
Had a couple of loans through Zopa. Always found them transparent, easy to deal with and prompt to deal with any queries. Reviewed on: 22nd June 2017
Keith Falconer's avatar
Keith Falconer

Fast decision, great website, you know where you are.

5
Wouldn't think twice about taking a loan with Zips again. The decision was fast and I can track my loan so I know exactly where I am with repayments. Feels like this is how all modern loans should be. Reviewed on: 22nd June 2017
Julia Hunter's avatar
Julia Hunter

Great service

5
I needed a loan quickly for a car purchase. Went online and had the money within hours. Expedient and efficient Reviewed on: 22nd June 2017
louis taylor's avatar
louis taylor

Easy to deal with

5
I used Zopa to consolidate a few different accounts to one. Application was so easy and quick to process. Really impressed! Reviewed on: 22nd June 2017
John Russell's avatar
John Russell

Quick and cheaper than my bank

5
Far the best conditions, no questions, next day amount received. Recommended! Reviewed on: 22nd June 2017
csaba kohegyi's avatar
csaba kohegyi

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Credit card

    from Zopa 4.87 from 44354 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.86 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill