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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

a loan made easy

5
non complicated application, no trick questions, quick decision and money in account in no time, great after care service with friendly people. great experience was had for something i usually feel embarrassed to ask for. AAA+ Reviewed on: 22nd June 2017
Kevin Hayes's avatar
Kevin Hayes

Fast and easy

5
Ask my own bank for a loan been with them for years and they said NO, went to Zopa loans got the loan I needed. Reviewed on: 22nd June 2017
Keith Pullen's avatar
Keith Pullen

Great to deal with

5
Super quick response and transfer of funds, would highly recommend to anyone looking to borrow money. Reviewed on: 22nd June 2017
Brett mattison's avatar
Brett mattison

top loans

5
Great company to deal with no hassle and great rates Reviewed on: 22nd June 2017
john Henshaw 's avatar
john Henshaw

Trouble free

5
Super fast approval, absolutely trouble free, will use them time and again if needed. Reviewed on: 22nd June 2017
Julie edwards's avatar
Julie edwards

Easy to deal with

5
Used Zopa to consolidate a few accounts into one. Application was quick, simple and clear. Excellent Service I have highly recommend to a few friends Reviewed on: 22nd June 2017
John Russell's avatar
John Russell

Good interest rates

5
Borrowed money over a Short period of time and interest rates are really good. Website easy to use and can monitor your account at the click of a button. Highly recommend Reviewed on: 22nd June 2017
Louise's avatar
Louise

Easy to deal with

5
Had a couple of loans through Zopa. Always found them transparent, easy to deal with and prompt to deal with any queries. Reviewed on: 22nd June 2017
Keith Falconer's avatar
Keith Falconer

Fast decision, great website, you know where you are.

5
Wouldn't think twice about taking a loan with Zips again. The decision was fast and I can track my loan so I know exactly where I am with repayments. Feels like this is how all modern loans should be. Reviewed on: 22nd June 2017
Julia Hunter's avatar
Julia Hunter

Great service

5
I needed a loan quickly for a car purchase. Went online and had the money within hours. Expedient and efficient Reviewed on: 22nd June 2017
louis taylor's avatar
louis taylor

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