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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy, fast and reasonable

When i was looking for a loan to buy a some electronic goods, this site provided the cheapest and most reasonable repayment scheme of all i had found. It was quick and simple to set up with the loan being received soon after the application was completed. There were no hidden costs, and the total amount to be repaid was agreed at the start. It allows for additional payments easily in order to reduce the overall monthly repayments, which is fantastic when you have some spare cash, reducing the monthly burden. Reviewed on: 22nd June 2017

Quick and easy

Very quick and easy to get a loan with Zopa and one of the best rates around Reviewed on: 22nd June 2017

Outstanding customer service, second to none, easy and quick with instant decisions.

I have had 2 loans now from ZOPA and both times it was quick, simple and easy, I was able to look at all my different loan options then make an informed decision. I won't even look anywhere else, if I need a loan ZOPA is where I go. Reviewed on: 22nd June 2017

Top class loans

I applied for a loan and got an instant answer. Expecting very high repayments from an over the internet firm I was surprised when they came back the cheapest of everyone. Customer service is also top notch Reviewed on: 22nd June 2017

Best loan ever!

Quick and efficient service Easy to use website Reviewed on: 22nd June 2017

Great service

I did my loan through money supermarket and hadnt heard of the company. It was so simple to do and the money came through very quickly. Reviewed on: 22nd June 2017

Good service

Always helpful Always quick Always there Reviewed on: 22nd June 2017

Quick and easy to use.

Needed a loan to keep a promise to my son to take him to Disney in Florida. Saw the website. Thought great rate. Quick and easy to apply and quick decision. What more could you ask for Reviewed on: 22nd June 2017

Amazing

Easy application, quick decision and no fuss ! Reviewed on: 22nd June 2017

Zopa works for me

Have had a few loans at really competitive rates from ZOPA. Easy to organise. I also have savings with ZOPA, again competitive rates of interest Reviewed on: 22nd June 2017

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