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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great

Great service, easy to use, excellent customer care Reviewed on: 22nd June 2017

Great people to work with.

I just prefer to use zopa over high Street lenders as don't feel that I am getting shafted at every opportunity. They are truly brilliant. Reviewed on: 22nd June 2017

Great rates and service

Very easy to adjust your loan where required with no pushy phone calls. Interest rates are very competitive and they appear to have an option for all. Will return for loans if required . Reviewed on: 22nd June 2017

Simple and easy

Applied for a loan from Zopa because it promised uncomplicated online form . And they were not wrong, straight to the point no fluffy questions and completed inside 10 mins. Followed by a quick response again they did not fail. Good rates offered up to five years to pay it back. What's not too like! Zopa is super!! Reviewed on: 22nd June 2017

Quick,easy and straightforward.

It was a no fuss experience and flexible with D.D. dates and no penalty for early repayment. Staff helpful courteous. Reviewed on: 22nd June 2017

borrowing made made easy

An excellent, fast and simple service with great rates which makes this a personal favourite for my borrowing needs. Highly recommended. Reviewed on: 22nd June 2017

Fast, easy and very fair

Great rates, easy to apply and quick to make a decision Reviewed on: 22nd June 2017

Quick , Easy and straightforward

Have had two loans now through Zopa.The application process is quick and straightforward and the online log in to check your account is simple , informative and easy to use ! Reviewed on: 22nd June 2017

Easy, fast and reasonable

When i was looking for a loan to buy a some electronic goods, this site provided the cheapest and most reasonable repayment scheme of all i had found. It was quick and simple to set up with the loan being received soon after the application was completed. There were no hidden costs, and the total amount to be repaid was agreed at the start. It allows for additional payments easily in order to reduce the overall monthly repayments, which is fantastic when you have some spare cash, reducing the monthly burden. Reviewed on: 22nd June 2017

Quick and easy

Very quick and easy to get a loan with Zopa and one of the best rates around Reviewed on: 22nd June 2017

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