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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Very easy

We needed a personal loan of £25000 and it could not have been easier with Zopa Reviewed on: 22nd June 2017

Great rates, really easy!

Really easy to deal with, track your loans online, over pay use them regularly. Reviewed on: 22nd June 2017

Great

Great service, easy to use, excellent customer care Reviewed on: 22nd June 2017

Great people to work with.

I just prefer to use zopa over high Street lenders as don't feel that I am getting shafted at every opportunity. They are truly brilliant. Reviewed on: 22nd June 2017

Great rates and service

Very easy to adjust your loan where required with no pushy phone calls. Interest rates are very competitive and they appear to have an option for all. Will return for loans if required . Reviewed on: 22nd June 2017

Simple and easy

Applied for a loan from Zopa because it promised uncomplicated online form . And they were not wrong, straight to the point no fluffy questions and completed inside 10 mins. Followed by a quick response again they did not fail. Good rates offered up to five years to pay it back. What's not too like! Zopa is super!! Reviewed on: 22nd June 2017

Quick,easy and straightforward.

It was a no fuss experience and flexible with D.D. dates and no penalty for early repayment. Staff helpful courteous. Reviewed on: 22nd June 2017

borrowing made made easy

An excellent, fast and simple service with great rates which makes this a personal favourite for my borrowing needs. Highly recommended. Reviewed on: 22nd June 2017

Fast, easy and very fair

Great rates, easy to apply and quick to make a decision Reviewed on: 22nd June 2017

Quick , Easy and straightforward

Have had two loans now through Zopa.The application process is quick and straightforward and the online log in to check your account is simple , informative and easy to use ! Reviewed on: 22nd June 2017

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