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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Brilliant

Really quick to get a answer and get the money Reviewed on: 22nd June 2017

Good service

Quick reply and good.service, we highly reccomend Reviewed on: 22nd June 2017

Excellent value

Quick and easy application process and great value with a low APR. I have recommended zopa numerous times Reviewed on: 22nd June 2017

Great company

Easy application process , quick and easy , would definitely recommend Reviewed on: 22nd June 2017

Great Experience, Easy to use and good rates

Really good experience all round, the rates were very good and the repayment terms are very flexible. Just be aware of higher rates on a second application!! Reviewed on: 22nd June 2017

Quick and easy

Good apr compared to most. Very easy to use online account. Reviewed on: 22nd June 2017

Very reasonable

Fast process and competitive rates! Good customer service Reviewed on: 22nd June 2017

Great rates, quick service and a model that's the future of lending

Zopa had the best rates when I was searching for a car loan. The service was quick and the process smooth and modern. The lending model must be the future given all the problems and bad service given by the traditional banking organisations. Reviewed on: 22nd June 2017

Very easy

We needed a personal loan of £25000 and it could not have been easier with Zopa Reviewed on: 22nd June 2017

Great rates, really easy!

Really easy to deal with, track your loans online, over pay use them regularly. Reviewed on: 22nd June 2017

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