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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great rates, fast service

Visible rates before you apply are fantastic, and it was approved and paid very quickly. Reviewed on: 22nd June 2017

Great loan provider at low rates

Zopa has been brilliant for my needs. A short term loan with no early redemption charges at low interest rates. My experience couldn't have been simpler or more straightforward! Reviewed on: 22nd June 2017

Brilliant

Really quick to get a answer and get the money Reviewed on: 22nd June 2017

Good service

Quick reply and good.service, we highly reccomend Reviewed on: 22nd June 2017

Excellent value

Quick and easy application process and great value with a low APR. I have recommended zopa numerous times Reviewed on: 22nd June 2017

Great company

Easy application process , quick and easy , would definitely recommend Reviewed on: 22nd June 2017

Great Experience, Easy to use and good rates

Really good experience all round, the rates were very good and the repayment terms are very flexible. Just be aware of higher rates on a second application!! Reviewed on: 22nd June 2017

Quick and easy

Good apr compared to most. Very easy to use online account. Reviewed on: 22nd June 2017

Very reasonable

Fast process and competitive rates! Good customer service Reviewed on: 22nd June 2017

Great rates, quick service and a model that's the future of lending

Zopa had the best rates when I was searching for a car loan. The service was quick and the process smooth and modern. The lending model must be the future given all the problems and bad service given by the traditional banking organisations. Reviewed on: 22nd June 2017

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