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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy Peasy

All very explained, easy to apply and accept and money transferred really quickly! Would highly recommend against "normal" high streetl lenders Reviewed on: 22nd June 2017

Great company, easy to use

Easy to apply, money transferred same day and easy to keep track online. Free early repayment, great company Reviewed on: 22nd June 2017

Brilliant loan

Zopa loan is one of the best loans I ever had. Very low Apr and it was a very quick decision. Loved it Reviewed on: 22nd June 2017

top notch!

Very easy, quick, trouble free transaction. No pressure, kept informed of events. Clear details of costs, repayments etc, Best ever. Reviewed on: 22nd June 2017

Quick and easy loan

I would like to recommend to everyone ZOPA. This company is the best, and quickest if you need a loan. Reviewed on: 22nd June 2017

Zopa the dreams maker

With Zopa I realised my dream.They have a easy dashboard,very good customer service and are very fast answering your needs.Thank you Zopa! Reviewed on: 22nd June 2017

So simple and straightforward

From the initial quote, through the application, to the acceptance everything was as simple as advertised. A really great value, easy to use service Reviewed on: 22nd June 2017

Great service

Super fast and hassle free . Couldn't be happier Reviewed on: 22nd June 2017

Fast and fab

Applied for a zopa loan and was instantly accepted and the money was in my account within a couple of days, it was hassle free and perfect. Zopa have been fab with everything. Highly recommended! Thank you Reviewed on: 22nd June 2017

Good, hassle free loans

I have had 2 loans now from Zopa and the experience has been so streamlined and hassle free. The money was in my bank almost before I could blink. The interest rates are really competitive too. I would have no qualms about recommending Zopa to anyone. Reviewed on: 22nd June 2017

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