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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

A great alternative to banks

I've lost faith with traditional banks and this peer lending platform has been a great alternative. Reviewed on: 22nd June 2017

Easy to apply

Was so easy to use and so quick to get funds into my account. Would highly recommend Reviewed on: 22nd June 2017

Great rates, fast arrangement and easy to view statements online. Excellent

I've got two loans, both coming to the end this year. They were easy to arrange with very competitive rates. I like the ease of monitoring the status of the loan online. A great loan service and I will consider using again if needed. Reviewed on: 22nd June 2017

Fast and secure

Super experience. Fast and a very good rate Reviewed on: 22nd June 2017

Good stuff

I liked my experience and found them great Reviewed on: 22nd June 2017

Fantastic service. Enough said.

Zopa are the company to choose for a personal loan. You get a brilliant loan rate and almost instant decision. I would definitely recommend Zopa over everyone. Reviewed on: 22nd June 2017

Personal finance made easy.

My personal loan from Zopa was arranged in quick time and I can pay more when I can afford to. Reviewed on: 22nd June 2017

Quick and easy

Excellent, no messing and quick and efficient process. Highly recommended Reviewed on: 22nd June 2017

Easy Peasy

All very explained, easy to apply and accept and money transferred really quickly! Would highly recommend against "normal" high streetl lenders Reviewed on: 22nd June 2017

Great company, easy to use

Easy to apply, money transferred same day and easy to keep track online. Free early repayment, great company Reviewed on: 22nd June 2017

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