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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Recommend highly

I took out a personal loan with Zopa, money was in my account quickly with minimum hassle. And I was able to repay it early too with no charge too. Reviewed on: 22nd June 2017

Fantastic and quick

Fantastic customer service, they didn't try to push any single product, they listened to my needs as a customer and adapted their product to fit my needs. The individual I dealt with was professional, polite and didn't try to rush. I felt valued as a person and not a number. Reviewed on: 22nd June 2017

Quick and easy to set up a loan

I found it very easy to arrange a loan and was in my bank at no time at all. Reviewed on: 22nd June 2017

Quick and easy with 100% trust and confidence!

I was wanting to make some home improvements and upgrade my kitchen. I was recommended Zopa from a friend to get a loan. A short application that took less that 2 minutes on my phone and I was approved within the hour. The money was then in my bank within 3 working days. I pay back my loan monthly and recieve statements regularly. Another bonus is I didn't have a great credit score as I hadn't taken out a loan before, however my credit score is going up every month and is now good! Defiantly recommend this company if you need a short term/long term loan and not just for people with great credit history :) Reviewed on: 22nd June 2017

Fantastic service. Enough said.

Zopa is the first company to choose for a personal loan. You will find the best loan rates and get a decision almost instantly. I would definitely recommend Zopa over all the other lenders. Reviewed on: 22nd June 2017

Amazing service

Didn't took many loans in the past But working with zopa is just amazing,easy to fill up the form and fast response back of course with positive results. Thanks to have you around Reviewed on: 22nd June 2017

Hassle-Free Loan

Getting a Zopa Loan was easy and they gave me instant genuine rates about how much a loan would cost me. My experience with other loan providers was awful. I would definitely go back to Zopa. Reviewed on: 22nd June 2017

Really friendly approachable company

Always been a pleasure dealing with Zopa, easy to use and simple terms with low rates. Would recommend Reviewed on: 22nd June 2017

Great Quick Service

The whole process was easy, quick and simple. I have recommended the company to family and friends and would definitely use them again myself. Reviewed on: 22nd June 2017

Awesome

Best online application process I've used , very quick Highly recommended Reviewed on: 22nd June 2017

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