Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Great Quick Service

The whole process was easy, quick and simple. I have recommended the company to family and friends and would definitely use them again myself. Reviewed on: 22nd June 2017

Awesome

Best online application process I've used , very quick Highly recommended Reviewed on: 22nd June 2017

A great alternative to banks

I've lost faith with traditional banks and this peer lending platform has been a great alternative. Reviewed on: 22nd June 2017

Easy to apply

Was so easy to use and so quick to get funds into my account. Would highly recommend Reviewed on: 22nd June 2017

Great rates, fast arrangement and easy to view statements online. Excellent

I've got two loans, both coming to the end this year. They were easy to arrange with very competitive rates. I like the ease of monitoring the status of the loan online. A great loan service and I will consider using again if needed. Reviewed on: 22nd June 2017

Fast and secure

Super experience. Fast and a very good rate Reviewed on: 22nd June 2017

Good stuff

I liked my experience and found them great Reviewed on: 22nd June 2017

Fantastic service. Enough said.

Zopa are the company to choose for a personal loan. You get a brilliant loan rate and almost instant decision. I would definitely recommend Zopa over everyone. Reviewed on: 22nd June 2017

Personal finance made easy.

My personal loan from Zopa was arranged in quick time and I can pay more when I can afford to. Reviewed on: 22nd June 2017

Quick and easy

Excellent, no messing and quick and efficient process. Highly recommended Reviewed on: 22nd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from LiveLend 4.03 from 25 reviews
Loans
from Serve & Protect Credit Union 4.88 from 1236 reviews
Loans
from Bradford District Credit Union 4.85 from 544 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub