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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellent product

Really easy to apply and use product. Reviewed on: 22nd June 2017

Very fast, friendly and professional customer service.

The overall experience is massively positive. Such a straight forward process, with nothing hidden. Reviewed on: 22nd June 2017

Quick money, low interest

Borrowed £9k from Zopa and received money very quickly with great interest rate. Can also payback early with no early repayment fee. Reviewed on: 22nd June 2017

Quick and reliable and honest

I applied online and was instantly told i had the loan. This was processed quikly and was put through effectively. No issues arouse. Very happy Reviewed on: 22nd June 2017

Cheapest and the easiest

It was a pleasure dealing with zopa .No hidden fees and everything explained beforehand. I would definitely go back to shops without hesitation Reviewed on: 22nd June 2017

Borrowing made simple

Arranging my Zopa loan was a piece of cake. Funds were paid to me the same day as I applied. I'm now 18 months into my repayments and haven't had any issues. Very happy. Reviewed on: 22nd June 2017

Trouble Free

Easy to get an estimate and to apply. Confirm eligibility within 24 hours. Upon acceptance easy straight forward direct debit set-up. I would recommend to anyone and have already done so to friends Reviewed on: 22nd June 2017

Fantastic experience

I have taken out 2 seperate loans with zopa and each time has been easy, and completely hassle free. Great provider. Reviewed on: 22nd June 2017

Amazing

Amazing credit provider in secunds they give desicions and friendly talking always Reviewed on: 22nd June 2017

Simply simple...

Simple... It was simply the easiest simple loan application I've ever made.... Reviewed on: 22nd June 2017

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