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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very good company

Zopa is a very good company to deal with, got the loan very quickly and no hassle. Reviewed on: 22nd June 2017

Very reliable

I think zopa is a very reliable way to go for loans. It's quick easy and fuss free. I like how you can take other loans with zopa the interest rates are always good and accurate Reviewed on: 22nd June 2017

Good lender

We got the loan within a day and we could accomplish our objective. Over all I'm pleased with their delivery and services. Reviewed on: 22nd June 2017

Easy money!!!

Easy to apply online, always available on the phone without waiting on hold for ever. Decision within 48 hours and money in the bank. Great service!!! Reviewed on: 22nd June 2017

Easy no hassle loan

Easy no hassle loan to help us finance our conservatory and a few other home improvements. Cheap interest rates and an easy to navigate website makes paying the loan off quicker easier Reviewed on: 22nd June 2017

Excellent rates and service.

Applied for a zopa loan as I wished to buy a new car and the advertised rate was the best I'd seen. When I applied the decision was made very quickly and I received the rate that was advertised to me. When i came in to a bit of extra money i wanted to speed up the time in which i the loan and have done so without a problem. Reviewed on: 22nd June 2017

Straight forward and understandable.

The whole process is straight forward, with easy to under stand figures. Reviewed on: 22nd June 2017

just great

quick and hastle free process with a loan approved at low apr rate Reviewed on: 22nd June 2017

Easy, quick and simple to manage my loan!

From having no idea where or how to get a personal loan, I looked up companies on comparison sites and zopa sounded like a good idea. I put my application in and received a response promptly and any questions I had were easily answered. Since having the loan, I can easily monitor it on their site where I login. All in all, a very easy process, good customer service and clear communication. I would definitely use Zopa again and have recommended it. Reviewed on: 22nd June 2017

Excellent customer service

A truly exemplar organisation. They've always been fantastically helpful over the phone. Would recommend to anyone! Reviewed on: 22nd June 2017

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