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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy, quick and simple to manage my loan!

From having no idea where or how to get a personal loan, I looked up companies on comparison sites and zopa sounded like a good idea. I put my application in and received a response promptly and any questions I had were easily answered. Since having the loan, I can easily monitor it on their site where I login. All in all, a very easy process, good customer service and clear communication. I would definitely use Zopa again and have recommended it. Reviewed on: 22nd June 2017

Excellent customer service

A truly exemplar organisation. They've always been fantastically helpful over the phone. Would recommend to anyone! Reviewed on: 22nd June 2017

Excellent product

Really easy to apply and use product. Reviewed on: 22nd June 2017

Very fast, friendly and professional customer service.

The overall experience is massively positive. Such a straight forward process, with nothing hidden. Reviewed on: 22nd June 2017

Quick money, low interest

Borrowed £9k from Zopa and received money very quickly with great interest rate. Can also payback early with no early repayment fee. Reviewed on: 22nd June 2017

Quick and reliable and honest

I applied online and was instantly told i had the loan. This was processed quikly and was put through effectively. No issues arouse. Very happy Reviewed on: 22nd June 2017

Cheapest and the easiest

It was a pleasure dealing with zopa .No hidden fees and everything explained beforehand. I would definitely go back to shops without hesitation Reviewed on: 22nd June 2017

Borrowing made simple

Arranging my Zopa loan was a piece of cake. Funds were paid to me the same day as I applied. I'm now 18 months into my repayments and haven't had any issues. Very happy. Reviewed on: 22nd June 2017

Trouble Free

Easy to get an estimate and to apply. Confirm eligibility within 24 hours. Upon acceptance easy straight forward direct debit set-up. I would recommend to anyone and have already done so to friends Reviewed on: 22nd June 2017

Fantastic experience

I have taken out 2 seperate loans with zopa and each time has been easy, and completely hassle free. Great provider. Reviewed on: 22nd June 2017

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