Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Fast, friendly and easy

Finding a loan is very simple and everything is explained in very simple terms. Staff are friendly and the loan has very simple terms that aren't designed to punish you if you pay it off early Reviewed on: 22nd June 2017

Great support, friendly and honest lenders

Second time I have used zopa. So impressed with their professionalism. Honest and friendly. Would whole heartedly recommend to others. Reviewed on: 22nd June 2017

Great value without compromising on quality of service.

Very informative loan provider excellent transparency with me the customer and all in all i like the expierence of being a Zopa customer. I would recomend Zopa to anyone for a honest more than competitive loan. Reviewed on: 22nd June 2017

Best money lender ever!!!

Great service,fast and reliable,transparent,low APR's,even better than many banks!Happy with it! Reviewed on: 22nd June 2017

zopa gave me the best interest rate compared to all banks

also marks and spencer tesco sainburys i would always get a loan from zopa also it was in our account so quick highly recommend Reviewed on: 22nd June 2017

Amazing Zopa

Excellent customer service and highly recommends zopa for a loan. Best on the market :) Reviewed on: 22nd June 2017

Loan made easy

Absolutely faultless loan provider, simple and great value. Best APR rate on the market at time of applying! Reviewed on: 22nd June 2017

Effortless and compatible rate.

I find the website easy to use and communication very fast and efficient. Reviewed on: 22nd June 2017

Super easy!

I have gotten two loans now from Zopa, they are super easy, helpful and convenient! Reviewed on: 22nd June 2017

Amazing service

Been with Zopa for a while now and best decision I ever made. Quick, easy and not a pay day loan. I have been able to rebuild my credit score since. Reviewed on: 22nd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Logbook Loan
from Mobile Money 4.50 from 34 reviews
Loans
from Nottingham Credit Union 4.31 from 7 reviews
Personal Loan
from Lloyds Bank 4.38 from 61 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub