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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Super easy!

I have gotten two loans now from Zopa, they are super easy, helpful and convenient! Reviewed on: 22nd June 2017

Amazing service

Been with Zopa for a while now and best decision I ever made. Quick, easy and not a pay day loan. I have been able to rebuild my credit score since. Reviewed on: 22nd June 2017

Very good company

Zopa is a very good company to deal with, got the loan very quickly and no hassle. Reviewed on: 22nd June 2017

Very reliable

I think zopa is a very reliable way to go for loans. It's quick easy and fuss free. I like how you can take other loans with zopa the interest rates are always good and accurate Reviewed on: 22nd June 2017

Good lender

We got the loan within a day and we could accomplish our objective. Over all I'm pleased with their delivery and services. Reviewed on: 22nd June 2017

Easy money!!!

Easy to apply online, always available on the phone without waiting on hold for ever. Decision within 48 hours and money in the bank. Great service!!! Reviewed on: 22nd June 2017

Easy no hassle loan

Easy no hassle loan to help us finance our conservatory and a few other home improvements. Cheap interest rates and an easy to navigate website makes paying the loan off quicker easier Reviewed on: 22nd June 2017

Excellent rates and service.

Applied for a zopa loan as I wished to buy a new car and the advertised rate was the best I'd seen. When I applied the decision was made very quickly and I received the rate that was advertised to me. When i came in to a bit of extra money i wanted to speed up the time in which i the loan and have done so without a problem. Reviewed on: 22nd June 2017

Straight forward and understandable.

The whole process is straight forward, with easy to under stand figures. Reviewed on: 22nd June 2017

just great

quick and hastle free process with a loan approved at low apr rate Reviewed on: 22nd June 2017

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