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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great loan service

Zo pa gave me a great loan with excellent service Reviewed on: 22nd June 2017

Simple & Competitive

Zopa offer extremely competitive loan rates and a really easy application process. I would definitely recommend to my friends and family. Reviewed on: 22nd June 2017

Easy and friendly service.

Zoos had been a life saver for us. Absolutely great rates and easy to manage. Reviewed on: 22nd June 2017

Efficient, straight forward & user friendly

Received confirmation of my competitive rate loan within minutes. Online account is easy to use so that I can check my outstanding balance at any time. Would recommend to others and use again myself in future if I need a loan. Reviewed on: 22nd June 2017

Simple

Loan was simple, cheap and friendly Reviewed on: 22nd June 2017

Simple & Straight Forward

Very low rates and super fast online service. Very happy and would recommend. App is great and makes everything easy to manage. Reviewed on: 22nd June 2017

Quick, cheap and simple

Excellent customer support team who are very knowledgeable and quick to support you. The whole process of applying was really simple and quick too! Easy to navigate the website and manage your loan. Great all round! Reviewed on: 22nd June 2017

Very good service

Very easy for consumers to quickly apply Reviewed on: 22nd June 2017

Brilliant provider

Easy to use, fast payment, low rates. Very good. Would highly recommend. Reviewed on: 22nd June 2017

It's hard to TOPA ZOPA Loan!

More than just a loan, but an expert, friendly and empowering service. Reviewed on: 22nd June 2017

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