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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Brilliant provider

Easy to use, fast payment, low rates. Very good. Would highly recommend. Reviewed on: 22nd June 2017

It's hard to TOPA ZOPA Loan!

More than just a loan, but an expert, friendly and empowering service. Reviewed on: 22nd June 2017

Fast, friendly and easy

Finding a loan is very simple and everything is explained in very simple terms. Staff are friendly and the loan has very simple terms that aren't designed to punish you if you pay it off early Reviewed on: 22nd June 2017

Great support, friendly and honest lenders

Second time I have used zopa. So impressed with their professionalism. Honest and friendly. Would whole heartedly recommend to others. Reviewed on: 22nd June 2017

Great value without compromising on quality of service.

Very informative loan provider excellent transparency with me the customer and all in all i like the expierence of being a Zopa customer. I would recomend Zopa to anyone for a honest more than competitive loan. Reviewed on: 22nd June 2017

Best money lender ever!!!

Great service,fast and reliable,transparent,low APR's,even better than many banks!Happy with it! Reviewed on: 22nd June 2017

zopa gave me the best interest rate compared to all banks

also marks and spencer tesco sainburys i would always get a loan from zopa also it was in our account so quick highly recommend Reviewed on: 22nd June 2017

Amazing Zopa

Excellent customer service and highly recommends zopa for a loan. Best on the market :) Reviewed on: 22nd June 2017

Loan made easy

Absolutely faultless loan provider, simple and great value. Best APR rate on the market at time of applying! Reviewed on: 22nd June 2017

Effortless and compatible rate.

I find the website easy to use and communication very fast and efficient. Reviewed on: 22nd June 2017

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