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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

5 Star for Zopa

Best loan provider i've ever used. Reviewed on: 22nd June 2017

Quick and easy

Fantastic repayment rate, quick approval and the money was in my account within 3 days! Can't complain at that!! Reviewed on: 22nd June 2017

Great loan service

Zo pa gave me a great loan with excellent service Reviewed on: 22nd June 2017

Simple & Competitive

Zopa offer extremely competitive loan rates and a really easy application process. I would definitely recommend to my friends and family. Reviewed on: 22nd June 2017

Easy and friendly service.

Zoos had been a life saver for us. Absolutely great rates and easy to manage. Reviewed on: 22nd June 2017

Efficient, straight forward & user friendly

Received confirmation of my competitive rate loan within minutes. Online account is easy to use so that I can check my outstanding balance at any time. Would recommend to others and use again myself in future if I need a loan. Reviewed on: 22nd June 2017

Simple

Loan was simple, cheap and friendly Reviewed on: 22nd June 2017

Simple & Straight Forward

Very low rates and super fast online service. Very happy and would recommend. App is great and makes everything easy to manage. Reviewed on: 22nd June 2017

Quick, cheap and simple

Excellent customer support team who are very knowledgeable and quick to support you. The whole process of applying was really simple and quick too! Easy to navigate the website and manage your loan. Great all round! Reviewed on: 22nd June 2017

Very good service

Very easy for consumers to quickly apply Reviewed on: 22nd June 2017

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