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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Fantastic company

I have a loan with Zopa and have had nothing but fantastic service from them. Rates are good, customer service is good, terms are good.....nothing negative to say! I would recommend them to friends and family and I would defiantly use them again! Reviewed on: 22nd June 2017

Zopa loans service is excellent

An easy, straightforward loan application system, with excellent interest rates Reviewed on: 22nd June 2017

Easy & efficient

From start to finish, my user experience was excellent. Will definitely use again. Thanks Zappa! Reviewed on: 22nd June 2017

Great provider

Open and honest with good rates. Reviewed on: 22nd June 2017

The best provider

I will recommend to my friends and family about Zopa Reviewed on: 22nd June 2017

Highly recommended

Cheaper repayments than any other provider and you get the money quick once approved. Recommended to family and friends Reviewed on: 22nd June 2017

Fast easy trust

It was fast, moneys straight into account, they didnt even charged to take moneys back when I changed my mind Would deffo go again if needed Reviewed on: 22nd June 2017

Loan

Borrowed an amount and love how quick and easy it was and pay back easily every month with very little interest added! Fab! Reviewed on: 22nd June 2017

5 Star for Zopa

Best loan provider i've ever used. Reviewed on: 22nd June 2017

Quick and easy

Fantastic repayment rate, quick approval and the money was in my account within 3 days! Can't complain at that!! Reviewed on: 22nd June 2017

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