Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Fast and easy way to borrow money.

I was need of a loan and Zola offered a great rate and was so easy to apply for. There customer service is great and I will be sure to use them again in the future if I require it. Reviewed on: 22nd June 2017

Cheap, flexible & friendly borrowing

Took out a loan to purchase a car. All fees / interest were explained up front. Money was paid into my account quickly, options available to change due date if needed. No issues. Reviewed on: 22nd June 2017

Fantastic company

I have a loan with Zopa and have had nothing but fantastic service from them. Rates are good, customer service is good, terms are good.....nothing negative to say! I would recommend them to friends and family and I would defiantly use them again! Reviewed on: 22nd June 2017

Zopa loans service is excellent

An easy, straightforward loan application system, with excellent interest rates Reviewed on: 22nd June 2017

Easy & efficient

From start to finish, my user experience was excellent. Will definitely use again. Thanks Zappa! Reviewed on: 22nd June 2017

Great provider

Open and honest with good rates. Reviewed on: 22nd June 2017

The best provider

I will recommend to my friends and family about Zopa Reviewed on: 22nd June 2017

Highly recommended

Cheaper repayments than any other provider and you get the money quick once approved. Recommended to family and friends Reviewed on: 22nd June 2017

Fast easy trust

It was fast, moneys straight into account, they didnt even charged to take moneys back when I changed my mind Would deffo go again if needed Reviewed on: 22nd June 2017

Loan

Borrowed an amount and love how quick and easy it was and pay back easily every month with very little interest added! Fab! Reviewed on: 22nd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Bamboo Loans 4.92 from 16792 reviews
Loans
from Thamesbank Credit Union 4.22 from 19 reviews
Payday loan (discontinued)
from Panda Payday Loans (inactive company) 2.71 from 7 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub