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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very quick decision. Great Rate

All online and very easy to use and understand. Reviewed on: 22nd June 2017

Good

All good '........... .... ...... Reviewed on: 22nd June 2017

Great!

Great loan provider. Money was in my account within days and rates were very competitive. Reviewed on: 22nd June 2017

Amazing service

Really easy from start to finish, great online access to view account. Reviewed on: 22nd June 2017

Instant

Great rates, easy to apply and instant decision. Reviewed on: 22nd June 2017

Quick and easy

Quick and easy, definitely recommend to everyone Reviewed on: 22nd June 2017

Brilliant Company

Really helpful customer service and easy access to the website with lots of helpful information, best qoutes and just a brilliant service all round. Reviewed on: 22nd June 2017

Fast, efficient and Great rates!

Although I've settled my loan a few months after I had taken it out. Zopa have been the easiest loan company to deal with. And I've used a fair few! Will definitely recommend to anyone who is after a loan quickly and cheaply. Reviewed on: 22nd June 2017

Fast and easy way to borrow money.

I was need of a loan and Zola offered a great rate and was so easy to apply for. There customer service is great and I will be sure to use them again in the future if I require it. Reviewed on: 22nd June 2017

Cheap, flexible & friendly borrowing

Took out a loan to purchase a car. All fees / interest were explained up front. Money was paid into my account quickly, options available to change due date if needed. No issues. Reviewed on: 22nd June 2017

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