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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Amazingly simple and easy process

5
Had 2 loans from Zopa, and never had a issue of any kind. Reviewed on: 22nd June 2017
Kevin Mogridge's avatar
Kevin Mogridge

excellent provider, used by all my family, more than once

5
I always find Zopa have the best rates, and I love the fact you can pay it back sooner without being fined. I have recommended them to many people and they have also been impressed. Reviewed on: 22nd June 2017
donna goldsmith's avatar
donna goldsmith

Very good

5
Good rates and easy to use online Reviewed on: 22nd June 2017
Ian Jones's avatar
Ian Jones

Excellent Company

5
I have had absolutely no issues dealing with Zopa. Would recommend them to anyone. No hassle quick approval of loan. BEst part is you don't get hounded by emails from Zopa or by 3rd party companies. Reviewed on: 22nd June 2017
Kelly Dewar's avatar
Kelly Dewar

Simple and fast

5
Great experience. Very easy and fast Reviewed on: 22nd June 2017
Dan's avatar
Dan

Great service and the website is easy to get on with

5
I have been with zopa for two years and not one issue with them Reviewed on: 22nd June 2017
Michael 's avatar
Michael

Very good experience

5
Easy to arrange, very quick, good competitive rates, nothing bad to report at all. Reviewed on: 22nd June 2017
Graham Furneaux-Porter's avatar
Graham Furneaux-Porter

Very good experience

5
Arranging the loan was quick, it was easy and it was the best value in the marketplace at the time. What's not to like? Reviewed on: 22nd June 2017
Graham Furneaux-Porter's avatar
Graham Furneaux-Porter

Excellent service, fast and convinient

5
This is very good and honest service. Very clear explanations, calculated my repayments on the site, so I knew my responsibilities and rights before the actual application. And they didn't change anything after. The web site interface is very convenient, even on smartphone screen. Reviewed on: 22nd June 2017
Irina Nazarova 's avatar
Irina Nazarova

great

4
exactly what one needs - quick and easy Reviewed on: 22nd June 2017
andy's avatar
andy

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