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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great company

They were very clear about what they were offering and the application was very straight forward just what you need when you are borrowing money Suzie Wiesmann Reviewed on: 22nd June 2017

Easy and transparent

I'm a borrower and a lender. Both processes are very simple and smooth as well as being great value on the borrowing and providing good returns on the lending. Reviewed on: 22nd June 2017

Excellent and simple all round service

Would I use them again ? Yes and have done and got the same great quick, simple, easy to understand service. All t's & C's clearly laid out unlike many other short term services. Like the fact that at some point I could help others as well. Reviewed on: 22nd June 2017

Brilli

Excellent service been best experience of dealing with a loan I've had would highly recommend Reviewed on: 22nd June 2017

Easy Peasy

Very easy to set up and regular payment every month help me keep track of Everything, hassle free. Would highly recommend to friends and family. Reviewed on: 22nd June 2017

Excellent service

Best prices and excellent service. A trusted provider Reviewed on: 22nd June 2017

Quick easy and helpful

The best experience I've had with a loan company easy to deal with, quick decisions and no hassles Reviewed on: 22nd June 2017

Prompt and professional

I have sought two loans from Zopa now. Both times I feel my enquiry is dealt in both a prompt and professional manner and I did not feel intimidated by any aspect of the process I was taken through. Thank you. Reviewed on: 22nd June 2017

Honest, easy to apply, totally no hassle

Applying for my zopa loan was straight forward and easy. I got my approval the next day. Everything has been totally transparent with no hidden fees or charges. I would recommend to anyone looking for a straight forward, honest loan company. Reviewed on: 22nd June 2017

Hassle free

Quick and easy to setup online, click a few buttons and your done. Reviewed on: 22nd June 2017

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