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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Best value loan around!

Fantastic service! Would not hesitate to use again or recommend to a friend/family! Reviewed on: 6th June 2017

Fantastic service

Allowed us to have the most fabulous time in NYC, orland & miami and pay back at a steady and affordable pace! Such a great service! Would not hesitate to use again!! Reviewed on: 6th June 2017

Excellent service

The single easest financial transaction I have ever made Reviewed on: 5th June 2017

Easy, cheap, great.

Chest provider, easy to apply. Money was in my account very fast. Reviewed on: 5th June 2017

No fuss

Great rates no fuss way of loaning money Reviewed on: 5th June 2017

Great advice, friendly and helpful, amazingly competitive lending

Responsible leading with no-nonsense. No hesitation in recommending Zopa peer-to-peer lending. I was impressed that they wouldn't lend without ensuring the loan could be payed back, and I was given the option to write a thank you note to the lenders. Easy to apply, and sensible lending cannot recommend them highly enough. If you are in need of a responsible loan, I cannot think of a better way than Zopa Reviewed on: 5th June 2017

Very friendly and fast!

As my credit rating wasn't great, Zopa was able to offer me a the loan I required within 48hours. I would definitely use again! Reviewed on: 5th June 2017

Very easy and quick

They were so easy and quick got back to me in a matter of minutes. I like that I can manage the account online there website it easy to navigate. Also you can the full amount back or pay more than the direct debt at no extra cost. Reviewed on: 5th June 2017

Great loan

Very flexible ,always have extra offers if you need more on your loan ,money is put quickly into account ,so happy with Zola as a lender Reviewed on: 5th June 2017

Very easy and great service

Was all sorted in quick time, customer service a+ Reviewed on: 5th June 2017

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