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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Super easy to use and quick.

Zopa make the whole process easy and user friendly. I would recommend them to anyone - a refreshing change to deal with a money lender who works with you, not against you. Thanks! Reviewed on: 5th June 2017

Efficient and good rates

Quick and efficient and good rates, all round good experience Reviewed on: 5th June 2017

Fight the big boys.

Zopa's borrowing rates are highly competitive, and by using a peer-to-peer system you are keeping the profit out of the hands of the fatcats. Reviewed on: 5th June 2017

Best price easy set up loan

Went with zopa as lowest interest charge and very easy to set up all online. I'm really happy with my choice for a personal loan and the money was in my account very rapidly... Reviewed on: 5th June 2017

Easy and flexible company

Loan was approved and in bank within a few days Reviewed on: 5th June 2017

Easy, Helpful and Great Value

We looked around for a flexible loan that gives great value, although this was not the cheapest out there, it was what we were looking for. We can make over payments without being charged for it, the staff on the phone are knowledgeable and very helpful and if I were to need another loan in the future, I wouldn't hesitate to recommend or return to Zopa. Reviewed on: 5th June 2017

Quick service, easy UI

Can't imagine a better online service! Straightforward and efficient! Reviewed on: 5th June 2017

Smooth running

very easy to deal with, Did a soft search to see if i was eligible for the loan i required, i then completed the form, and was notified within 2 days that i had the loan, money was in my back as stated. easiest application ever. Reviewed on: 5th June 2017

Great service, highly delighted

From the initial application process to the money arriving in my account was seamless. Highly impressed and will be using again without doubt! Reviewed on: 5th June 2017

Quick and easy application process

Simple application process which is complimented with helpful and friendly staff. Quick decision and money transferred within a couple of days. Reviewed on: 5th June 2017

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