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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Amazingly easy

The whole process of applying for a loan is so simple. It took a few minutes to do online and the money was in my bank within 2 days. Amazing! Cannot recommend highly enough. Reviewed on: 5th June 2017

Great customer service

Easy application and fast acknowledgement. Money on account quickly and great service Reviewed on: 5th June 2017

Painless

A hassle free way to get a loan. Applied and approved really quickly. The best rate of interest available at the time. Reviewed on: 5th June 2017

First Class

Very quick, easy website to use and friendly customer service all together great company Reviewed on: 5th June 2017

fast response, easy application

Easy to apply, good rates and fast delivery of funds * Reviewed on: 5th June 2017

easy and really quick service

really good rates at zopa very easy to use and quick service no problems at all. Reviewed on: 5th June 2017

amazing .. quick

Help full . Quickly sorted. .very grateful. . Reviewed on: 5th June 2017

Great service

Simple user friendly and no fuss Reviewed on: 5th June 2017

Super easy to use and quick.

Zopa make the whole process easy and user friendly. I would recommend them to anyone - a refreshing change to deal with a money lender who works with you, not against you. Thanks! Reviewed on: 5th June 2017

Efficient and good rates

Quick and efficient and good rates, all round good experience Reviewed on: 5th June 2017

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