Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (69082)

cheapest rates I could find with a good monthly payment

5
Much cheaper to get a loan from Zopa than any of the banks who charge you a much higher APR Reviewed on: 5th June 2017
Tom Kearney's avatar
Tom Kearney

Top draw

5
Very happy with Zopa. I would definitely use them again in the future. Good rates and very quick. Reviewed on: 5th June 2017
David Stevens-Meredith 's avatar
David Stevens-Meredith

Zopa is a very reliable and credible.

5
Zopa is a very reliable and credible company with low and competitive interest rates. Customer support personnel are very professional, supportive and polite. I have already recommended Zopa to my colleagues and friends. Reviewed on: 5th June 2017
Mahama Seidu's avatar
Mahama Seidu

Excellent service

5
It was a very simple service and all the people that i have spoken to have been very helpful. Reviewed on: 5th June 2017
Alex Farmer's avatar
Alex Farmer

Ease of use

5
A fair interest rate and easy application made Zopa a must for me. Reviewed on: 5th June 2017
Steve Searles's avatar
Steve Searles

very good

5
good service. excellent customer support Reviewed on: 5th June 2017
Farhan Saiyed's avatar
Farhan Saiyed

Easy Peasy!

5
So simple and straight forward taking a loan out. I topped my loan up after 6 months and was given lots of help understanding my loan. Would recommend Zopa to my friends and family no hesitation. Reviewed on: 5th June 2017
Amy Shanahan's avatar
Amy Shanahan

very good

5
zopa has been very helpful. They were there when I needed them. They proved a very fast srvice Reviewed on: 5th June 2017
Farhan Saiyed's avatar
Farhan Saiyed

A Loan Without a Moan

5
I have found Zopa to be the best deal on the market. They offer low interest rates with no hidden charges. The initial payment is for the full term's interest and then a fixed monthly payment is made to pay off the capital. Sorted! Reviewed on: 5th June 2017
Jacqueline Ferguson's avatar
Jacqueline Ferguson

Best around

5
Zopa are the best lenders in the market currently. Their rates are superb, but more importantly they are a pleasure to deal with and there is no fuss. Will definitely continue to use Zopa and recommend to friends and family. Reviewed on: 5th June 2017
Scott Macrae's avatar
Scott Macrae

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Credit card

    from Zopa 4.94 from 44340 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill