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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Simple

5
It was easy simple quick and an efficient process. No filling and signing lots of forms. Reviewed on: 4th June 2017
Hersh naidoo's avatar
Hersh naidoo

Easy, fast and user friendly.

5
One of the best rates I could get for a £15k car loan. Was simple to apply and got the money within a few hours. Easy to access online account and overpayments are free . Would definitely use again. Reviewed on: 4th June 2017
Tarryn Auld's avatar
Tarryn Auld

Excellent

5
So easy to apply and manage online. Good communication. Reviewed on: 4th June 2017
Mark Dorrell's avatar
Mark Dorrell

Excellent

5
Fantastic and friendly customer experience. A fast, reliable service and a provider I feel I can trust. I don't need anything more than that. Reviewed on: 4th June 2017
Justin Petry's avatar
Justin Petry

easy and quick

5
Easy,quick and no fuss highly recommended Reviewed on: 4th June 2017
nicola's avatar
nicola

Easy

5
My experience was quick efficient and simple would definitely recommend to others Reviewed on: 4th June 2017
Yvonne Nolan's avatar
Yvonne Nolan

Fantastic

5
Quick and easy money into bank Really straight forward Reviewed on: 4th June 2017
Sam Sadler's avatar
Sam Sadler

Easy as pie

5
No problems obtaining 2 loans through Zopa. Easy website to navigate, quick decisions and affordable payments. Reviewed on: 4th June 2017
Nick Thomas's avatar
Nick Thomas

Great loans for everyday people

5
They have always been helpful, and being able to add an additional loan is great, let alone the low interest rates :) Reviewed on: 4th June 2017
Stephen 's avatar
Stephen

Better than my bank.

5
Interest rate is very good. The best I have come across. No problems with the company. Would use them again. Reviewed on: 4th June 2017
Marilyn Johnston's avatar
Marilyn Johnston

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