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Zopa: Personal loan reviews

4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69090)

Excellent

5
So easy to apply and manage online. Good communication. Reviewed on: 4th June 2017

Excellent

5
Fantastic and friendly customer experience. A fast, reliable service and a provider I feel I can trust. I don't need anything more than that. Reviewed on: 4th June 2017

easy and quick

5
Easy,quick and no fuss highly recommended Reviewed on: 4th June 2017

Easy

5
My experience was quick efficient and simple would definitely recommend to others Reviewed on: 4th June 2017

Fantastic

5
Quick and easy money into bank Really straight forward Reviewed on: 4th June 2017

Easy as pie

5
No problems obtaining 2 loans through Zopa. Easy website to navigate, quick decisions and affordable payments. Reviewed on: 4th June 2017

Great loans for everyday people

5
They have always been helpful, and being able to add an additional loan is great, let alone the low interest rates :) Reviewed on: 4th June 2017

Better than my bank.

5
Interest rate is very good. The best I have come across. No problems with the company. Would use them again. Reviewed on: 4th June 2017

Exellrnt rates

5
They provide the best rates and quick payout Reviewed on: 4th June 2017

Greatr value / Great service

5
Took out a loan at a great APR and always good service Reviewed on: 4th June 2017

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