Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Exellrnt rates

They provide the best rates and quick payout Reviewed on: 4th June 2017

Greatr value / Great service

Took out a loan at a great APR and always good service Reviewed on: 4th June 2017

Quick and reliable

We was really happy with Zola on a quick decision and how quick we got our money very pleased Reviewed on: 4th June 2017

Easy and great interest rates.

Easy to apply, not got high interest rates like others. Would recommend and apply to them again. Reviewed on: 4th June 2017

User-friendly website, easy to use and quick decision given.

Zopa has a very user-friendly website, easy to use and quick decision was given. Reviewed on: 4th June 2017

Excellent

Was very easy to set up and had an answer within 60 seconds, loan was in my account within 3 days Reviewed on: 4th June 2017

Easy to application and quick turnaround

Straightforward, easy application, accepted instantly and money in my bank account within 48hrs Reviewed on: 4th June 2017

Happy

So far so good guys. Easy to apply, easy to set up and I'm happy with my experience Reviewed on: 4th June 2017

Great service and rates

I've had a couple of Zopa loans now, and can't fault them. Easy application process, clear website and loan dashboard, great rates and service. What more could you want? Reviewed on: 4th June 2017

10

Very good borring rate and good service team Reviewed on: 4th June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from thisbank (formerly JN Bank) 4.96 from 699 reviews
Payday Loan
from Pixie Loans 4.00 from 1 reviews
Employee Benefit
from Hastee Pay 5.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub