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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick and reliable

We was really happy with Zola on a quick decision and how quick we got our money very pleased Reviewed on: 4th June 2017

Easy and great interest rates.

Easy to apply, not got high interest rates like others. Would recommend and apply to them again. Reviewed on: 4th June 2017

User-friendly website, easy to use and quick decision given.

Zopa has a very user-friendly website, easy to use and quick decision was given. Reviewed on: 4th June 2017

Excellent

Was very easy to set up and had an answer within 60 seconds, loan was in my account within 3 days Reviewed on: 4th June 2017

Easy to application and quick turnaround

Straightforward, easy application, accepted instantly and money in my bank account within 48hrs Reviewed on: 4th June 2017

Happy

So far so good guys. Easy to apply, easy to set up and I'm happy with my experience Reviewed on: 4th June 2017

Great service and rates

I've had a couple of Zopa loans now, and can't fault them. Easy application process, clear website and loan dashboard, great rates and service. What more could you want? Reviewed on: 4th June 2017

10

Very good borring rate and good service team Reviewed on: 4th June 2017

Simplyfied not complicated and trustworthy !

No issues so far. Very pleased and look forward to use you again in a future. Reviewed on: 4th June 2017

simple, fast, friendly service

loan was dealt with professionaly and guided me into choosing the right loan option i was comfortable with. Reviewed on: 4th June 2017

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