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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellent service

Couldn't be more happy,quick desicion and money in the bank in two days and all without having to speak to anyone Reviewed on: 4th June 2017

Simple and intuitive

The whole process of applying and receiving the loan was incredibly easy and intuitive. At no point was I lost or ensure of what the next steps were. The repayments, interest and instalments were very clear. Reviewed on: 4th June 2017

Fantastic lender

Easy to set up. Instant approval and no hassles whatsoever. Highly recommend. Reviewed on: 4th June 2017

Top lender

Simple, easy and worth the effort. Great rate and affordable! Reviewed on: 4th June 2017

simple process comfortable borrowing

Zopa use is a simple process that makesfor comfortable borrowing along with easy access to make repayments. Reviewed on: 4th June 2017

Simple & Easy

Really easy company to deal with, had the money very quickly Reviewed on: 4th June 2017

Mr

I'm strongly happy with the system and accuracy to deal with customer and easy to use also most helpful Reviewed on: 4th June 2017

Fair rates and good customer service

I went to Zopa for my first loan not only for the rates but in the belief that peer to peer lending is not putting money into greedy bankers' pockets. When I wanted a new loan it was incredibly easy to set up over the phone with a helpful and knowledgeable person. Reviewed on: 4th June 2017

Great Rates

Look nowhere else for a car loan. These guys have got it covered.. Very simple process and the best loan rate you will get.. Thank you Zopa.. Reviewed on: 4th June 2017

Super Zopa

Excellent service, fast, friendly and professional. Perfect experience, an example of how to do business with a lender; Zopa job. Reviewed on: 4th June 2017

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