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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

easy, hassle free, excellent service

I saw ZOPA on the TV and was looking to get a loan for a new car. I applied and within minutes my loan was agreed and in my bank within 48 hrs. Quick, simple and easy. Its also easy to manage with their online access so you can make changes at any time and adjust your loan if needs be. Very impressed with their service. Reviewed on: 4th June 2017

Great rates

Applied for loan got accepted in minutes and money was in my account next day plus a BIG plus i got the rate i applied for so top marks from me. Reviewed on: 4th June 2017

Easy & helpful

I applied on line it was very easy and quick I had to call them about something and they were very helpful and polite Reviewed on: 4th June 2017

Loan application

I would definately recommend I found the service propmpt with decisions, easy to complete application form, and form acceptance to reciept of loan finalised within a few days. Excellent service Reviewed on: 4th June 2017

exellent

very fast and efficient polite great value definately recomend to family and friends Reviewed on: 4th June 2017

Brilliant Team

I needed a loan and Zopa were very quick and helpful sorting it out. Reviewed on: 3rd June 2017

Fair

Very fair loan agreement for my first ever loan & credit score. Quick & easy process, would highly recommend. Reviewed on: 3rd June 2017

Quick, Easy & Hassle free loan

I have nothing but good words to say. I had a poor credit score but Zopa gave me a chance when no others would. From start of process to money in the bank was quick & easy & all done at a fair apr % for my circumstances. Keep up the good work. Reviewed on: 3rd June 2017

Fast, no hassle, easy

I've had a couple of loans through Zopa now and each time, they have been fast, with no hassle and easy to manage. The summary of your loans is clear on the website and if you meet your repayments, you never hear from them! Reviewed on: 3rd June 2017

Amazing!!

Zopa not only offer great low rate peer to peer loans, but their customer service is amazing too. You can mange your account online and everything is clear and transparent. I won't use another loan provider now! Reviewed on: 3rd June 2017

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