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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy & helpful

I applied on line it was very easy and quick I had to call them about something and they were very helpful and polite Reviewed on: 4th June 2017

Loan application

I would definately recommend I found the service propmpt with decisions, easy to complete application form, and form acceptance to reciept of loan finalised within a few days. Excellent service Reviewed on: 4th June 2017

exellent

very fast and efficient polite great value definately recomend to family and friends Reviewed on: 4th June 2017

Brilliant Team

I needed a loan and Zopa were very quick and helpful sorting it out. Reviewed on: 3rd June 2017

Fair

Very fair loan agreement for my first ever loan & credit score. Quick & easy process, would highly recommend. Reviewed on: 3rd June 2017

Quick, Easy & Hassle free loan

I have nothing but good words to say. I had a poor credit score but Zopa gave me a chance when no others would. From start of process to money in the bank was quick & easy & all done at a fair apr % for my circumstances. Keep up the good work. Reviewed on: 3rd June 2017

Fast, no hassle, easy

I've had a couple of loans through Zopa now and each time, they have been fast, with no hassle and easy to manage. The summary of your loans is clear on the website and if you meet your repayments, you never hear from them! Reviewed on: 3rd June 2017

Amazing!!

Zopa not only offer great low rate peer to peer loans, but their customer service is amazing too. You can mange your account online and everything is clear and transparent. I won't use another loan provider now! Reviewed on: 3rd June 2017

Fantastic service

Quick decisions, clear information, great rates Reviewed on: 3rd June 2017

excellent service

Was so happy with my experience. Very efficient and smooth. Thanksyou Zopa Reviewed on: 3rd June 2017

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