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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Very good product and customer service

I am happy to recommend Zopa to family and friends for supplying a good product and for good customer service. I took out a loan with Zopa because of the ease of purchase (online) and I was happy with the repayment interest rate in comparison to other lenders. Since taking out the loan I had cause to request a repayment deferral of a few days. I was able to do this quickly and easily online with only the very small interest adjustment (one off to cover the few days deferral). I am very impressed with Zopa to date. Reviewed on: 3rd June 2017

Brilliant service

Always had fantastic customer service highly recommend Reviewed on: 3rd June 2017

Excellent

Quick and easy with very good rates Reviewed on: 3rd June 2017

Excellent, efficient service

Application processed quickly and money deposited into my account quickly. Receive regular emails with my up to date balance. Fantastic service Reviewed on: 3rd June 2017

Fab!

Easy process to apply, quick decision and money through on time. Easy to monitor payments online. Highly recommend! Reviewed on: 3rd June 2017

I love Zopa

Quick and easy loan, clear information, competitive rates. Zopa organised everything for me. Overall an excellent service, would definitely recommend. Reviewed on: 3rd June 2017

extremely friendly service

Very reliable loan service which doesn't charge much interest rate compare to others Reviewed on: 3rd June 2017

Quick, easy, the best.

I'm very happy that Zopa gave me the loan. Helped me get rid of a few nasty credit cards. Now I'm far better off for it. Reviewed on: 3rd June 2017

Too good..!!!

Absolute Brilliant service by team and interest rate to help you not rip you off. Straight forward application,before you know,it's done and money is in your account.They don't even call you unless they need to. Keep up guys. Reviewed on: 3rd June 2017

Absolute Brilliant..!

Team is so good and helpful. Straight forward form and steps. Before you know it's all done and money in your account. Too good to be true. Reviewed on: 3rd June 2017

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