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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Trouble free

I've had several loans with Zopa - all approved quickly with no problems experienced. Would always go to Zopa first!! Reviewed on: 3rd June 2017

Brilliant

Very easy, very quick, very good, brilliant Reviewed on: 3rd June 2017

Great

Very good to me. Very satisfied. Reviewed on: 3rd June 2017

Nice and easy

The forms were easy to fill and simplebtobunderstand what happens next and the interest was nice and low Reviewed on: 3rd June 2017

Cheap, easy and quick!

Zopa is so easy to use, helpful staff, quick transactions, everything is clear. It has that personal feel about it! Reviewed on: 3rd June 2017

Hassle free experience

I have been using Zopa for over 2 years now and it has been a hassle free experience. I'd do it over again. Reviewed on: 3rd June 2017

Zopa loans

I needed a small loan with low interest and that's what I got. No stress no fuss Reviewed on: 3rd June 2017

quick service

I recommend ZOPA because it is very simple to apply and interest is reasonable. Reviewed on: 3rd June 2017

Fast approved loan of 25k

My £25k loan was approved very quickly and paid within a few days. Superb very low interest rate and no loan management issues. Very easy. Rob Reviewed on: 3rd June 2017

Fantasic

Zopa provide an easy to use, straightforward service. Reviewed on: 3rd June 2017

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