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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

hassle free experience

pleasant people on the phone from the inquire to getting the loan Reviewed on: 3rd June 2017

a very good experience with zopa

The loan was hassle free and the people on the other end of the phone were very helpful and friendly. Reviewed on: 3rd June 2017

Stress free and easy experience

I came across Zopa after scouring the internet looking for the the best deal in order to purchase our first family car. Zopa offered extremely competitive rates and a very simple application form. No lengthy discussion or multiple proofs required. Straight forward and simplistic in its beauty. A decision in principle was provided almost instantly with full underwriting carried out and funds in my account in less than 72 hours. Would definitely call on Zopa in the future if my needs required. Reviewed on: 2nd June 2017

Help when it was needed !

Process was simple, and quick without any hiccups. Very professional, putting the customer first Thank you. Reviewed on: 2nd June 2017

I like Zopa

The best loan ever I had.Very easy to get what you need. Reviewed on: 2nd June 2017

First class for loans

An informed loan provider who communicates in plain English. No gimmicks and a I will definitely return for future borrowing needs Reviewed on: 2nd June 2017

Nice and easy

This is my first loan. I had bad month and I really need money for a car repair. I thought it's really hard. But I found Zopa on the internet and it was very nice and easy to deal with. Very happy with it Reviewed on: 2nd June 2017

Great service

quick and very efficient nice and smooth great customer experience on phone very cheerful nothing a problem,online easy to use would not hesitate to use again. Thanks for great service Reviewed on: 2nd June 2017

Great rates and great costomer service

Best rates around and very flexible Reviewed on: 2nd June 2017

highly recommend

Very fast and efficient service from start to finish. Took very little effort to fill out forms,all done on my lap top no nonsense questions easy to fill in. got a very quick answer in principle then shortly after was accepted. funds were put direct into my account within days excellent service no faults would recommend. Reviewed on: 2nd June 2017

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